Charitable Giving

Understand charitable giving strategies to minimize your taxes by maximizing your gifts of securities, cash, or goods to nonprofit organizations.

debt management espps ipos performance stock restricted stock sars stock options equity compensation fraud prevention travel planning behavioral finance budgeting trusts credit cards education estate planning health care insurance mortgages saving security based loans small business wills
RMDs

Reducing RMDs With QCDs

A qualified charitable distribution (QCD) can be a great way to reduce required minimum distributions (RMDs) and optimize the tax benefits of giving.

Taxes

Tax-Smart Ways to Gift Highly Appreciated Assets

Transferring appreciated investments to family members or charity can benefit others while also potentially reducing your taxes.

Charitable Giving

Tax Strategies for Donating Life Insurance

For an individual who no longer needs their permanent life insurance policy, donating it to charity might be more advantageous than surrendering it. Here's what to consider.

Charitable Giving

Yes, You Can Give Meaningfully on a Budget

There's more to charitable giving than writing a big check. Here are meaningful ways to support causes important to you and still stay within your budget.

Charitable Giving

Charitable Donations: The Basics of Giving

Donating to eligible charities can help lower your taxes, but how you donate can make a big difference, both for you and the charities you support.

Charitable Giving

Noncash Charitable Contributions for Tax-Smart Giving

Leveraging the appreciation of assets such as real estate or stock to make charitable gifts can help maximize your philanthropic impact and reduce your taxes.

Charitable Giving

Is a Private Foundation Right for You?

Is a private foundation the best way to further your family's philanthropic goals? Here's how to decide—and why you might consider a donor-advised fund instead.

Charitable Giving

12 Tax-Smart Charitable Giving Tips for 2024

Increase your charitable impact while potentially reducing your taxable income.

Taxes

Are Political Contributions Tax Deductible?

While charitable donations are tax-deductible, political contributions decidedly are not. Understanding the distinctions can help ensure that your giving is aligned with your objectives.

Charitable Giving

Which Charitable Trust Is Right for You?

Charitable lead trusts or charitable remainder trusts can help satisfy your philanthropic and financial goals. Here's how to include charitable intentions in your estate plan.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the options disclosure document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request.

With long options, investors may lose 100% of funds invested.

Covered calls provide downside protection only to the extent of premiums received, and prevent any profitability above the strike price of the call.

Cryptocurrency- related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.

Futures, futures options and Forex trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.

Forex trading involves leverage, carries a substantial level of risk, and is not suitable for all investors. Please read the Risk Disclosure for Forex.

0924-RGR0