What is financial planning?
Financial planning helps you understand where you are today and create a roadmap to get you where you want to be. Planning is personalized to you—whether you’re saving for a single goal, like retirement, or need comprehensive planning and wealth management.
- Discover your goals
- Consider all aspects of your financial life
- Identify action steps
- Create an investment strategy tailored to your goals
Why is financial planning important?
Financial planning helps you take control of your future:
- Feel more confident about reaching your financial goals
- Save for milestones like college and retirement
- Build an investment portfolio tailored to your goals
- Know where you want to go and how to stay on track
Ready to get started? Schwab can help you with financial planning—whatever your needs may be.
Quickly answer specific questions with our calculators.
Our calculators and planning tools will help you see how much to save for college, how much your monthly mortgage might be, how to prepare and live in retirement, and more.
See a more in-depth view with a complimentary financial plan.
We believe saving for retirement is one of the most important goals for most investors. That's why every Schwab client can get a complimentary financial plan focused on retirement. Answer a short questionnaire, and in as little as 15 minutes you’ll be able to see the probability of reaching your retirement goals—and what you could do next.
Get professional guidance to create a personalized plan and investment strategy.
Ongoing guidance from a CFP® professional plus automated investing
Get unlimited guidance from a CERTIFIED FINANCIAL PLANNER™ professional, digital planning tools, and automated investing with Schwab Intelligent Portfolios Premium™.
One-on-one advice from a Financial Consultant for planning and investing
Ready to start planning and investing?
No account fees or minimum deposit required
Already a client? Log in to get your complimentary plan.
Talk to a Schwab professional about financial planning.