Welcome USAA members.

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Welcome USAA members.
Take the next step toward your tomorrow with Schwab.

Two investors walking among sunlit hills

Do you know if you're on track to reach your goals?

We believe everyone, regardless of how much money they have, can take control of their financial future and make a plan to reach their goals.

What is financial planning?

Financial planning helps you understand where you are today and create a roadmap to get you where you want to be. Planning is personalized to you—whether you’re saving for a single goal, like retirement, or need comprehensive planning and wealth management.

  • Discover your goals
  • Consider all aspects of your financial life
  • Identify action steps
  • Create an investment strategy tailored to your goals
7 circles describing the steps of financial planning: retirement planning, investment planning, banking & credit management, education & family support, risk management & insurance planning, estate planning, and tax planning. 7 circles describing the steps of financial planning: retirement planning, investment planning, banking & credit management, education & family support, risk management & insurance planning, estate planning, and tax planning. 7 circles describing the steps of financial planning: retirement planning, investment planning, banking & credit management, education & family support, risk management & insurance planning, estate planning, and tax planning.
Successful planning chart Successful planning chart Successful planning chart

Why is financial planning important?

Financial planning helps you take control of your future:

  • Feel more confident about reaching your financial goals
  • Save for milestones like college and retirement
  • Build an investment portfolio tailored to your goals
  • Know where you want to go and how to stay on track

Ready to get started? Schwab can help you with financial planning—whatever your needs may be.

  • Quickly answer specific questions with our calculators.

    Calculator output

    Our calculators and planning tools will help you see how much to save for college, how much your monthly mortgage might be, how to prepare and live in retirement, and more.

  • See a more in-depth view with a complimentary financial plan.

    Probability of Success

    We believe saving for retirement is one of the most important goals for most investors. That's why every Schwab client can get a complimentary financial plan focused on retirement. Answer a short questionnaire, and in as little as 15 minutes you’ll be able to see the probability of reaching your retirement goals—and what you could do next.

Get professional guidance to create a personalized plan and investment strategy.

  • Ongoing guidance from a CFP® professional plus automated investing

    Get unlimited guidance from a CERTIFIED FINANCIAL PLANNER™ professional, digital planning tools, and automated investing with Schwab Intelligent Portfolios Premium™.

  • One-on-one advice from a Financial Consultant for planning and investing

    Get one-on-one guidance to help you create a financial plan and investment strategy tailored to your goals. A Financial Consultant can also help you select the right level of services and connect you to specialists for more complex needs. Find a Financial Consultant near you.

Talk to a Schwab professional about financial planning.