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Call 888-725-3630 to speak with a Regional Banking Manager about a Pledged Asset Line or log in to get started.
What is a Pledged Asset Line?
A Pledged Asset Line from Charles Schwab Bank, SSB ("Schwab Bank") is a non-purpose line of credit1 that allows you to borrow against the non-retirement assets in your portfolio—without having to liquidate your investments.
Secured by assets held in a separate Pledged Account maintained by Charles Schwab & Co., Inc. ("Schwab"), you can use your line of credit to access the funds you need while helping maintain your investing strategy.

How can I use a Pledged Asset Line?
This non-purpose line of credit can be used for a wide range of financial needs:
- Bridge funding for a new home
- Home renovation
- New business startup
- Tax payments
- College tuition
- Dream vacation
Why consider a Pledged Asset Line from Schwab Bank?
Avoid tax consequences that may result from selling assets to meet an immediate cash need.
Save time and effort with a simplified application, compared to more traditional loans.
Access competitive rates with no setup fees or prepayment penalties.
Important details: Entering into a Pledged Asset Line and pledging securities as collateral involve a high degree of risk. Before you decide to apply for a Pledged Asset Line, make sure you understand the risks.
Additional information about Pledged Asset Lines
Want to learn more about a Pledged Asset Line?
Speak with a Regional Banking Manager at 888-725-3630 or talk to your personal Schwab Financial Professional.
Considering a line of credit?
Start a conversation.
Complete the form below and a Schwab Financial Professional will contact you.