The Charles Schwab Cards from American Express
Charles Schwab AMEX Cards
Charles Schwab Cards from American Express
The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account‡ *. Don't have an eligible Schwab account? Now is the perfect time to open a Schwab One® brokerage account.
Being a Schwab investor has its rewards.
Schwab Investor Card® from American Express
No annual fee¤
Or call us at 800-297-8017
¤ Rates & Fees | ‡ Benefit Terms | † Offer Terms | ♦ AMEX Assurance Disclosures
Schwab Investor Card® from American Express details
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Earn a $200 Statement Credit†
Earn a $200 Card Statement Credit after spending $1,000 in purchases on your Schwab Investor Card® from American Express in the first 3 months of Card Membership.†
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No annual fee ¤
0% introductory APR on purchases for 6 months starting from the date of account opening. After that, your APR will be a variable rate, 20.24% to 29.24%, based on your creditworthiness and other factors.¤
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Cash back on everyday eligible purchases
1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your Card.‡
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Dining & Events Assistant
Your resource to help secure dining and event reservations.‡
The Platinum Card® from American Express Exclusively for Charles Schwab
Annual fee of $695†¤
Or call us at 800-297-8017
American Express Platinum Card® for Schwab details
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80,000 Membership Rewards® Points
You can earn 80,000 Membership Rewards® points after spending $8,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 months of Card Membership.†
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Annual fee of $695†¤
No foreign transaction fees from American Express when using your Card.‡¤
More Ways to Pay
You're in control with more ways to pay. You can choose to:
- Pay your bill in full each month
- Use the Pay Over Time feature to carry a balance with interest on eligible purchases¤
- Use Plan It®‡ to select large purchases and split them into monthly payments with a fixed fee¤
There is a limit on the total amount that you can carry as a balance or move into a Plan. Any purchases beyond your limit need to be paid in full when your bill is due.ǂ
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Annual Schwab Appreciation Bonus
You can receive: (1) a $100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000 and less than $1,000,000; (2) a $200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000 and less than $10,000,000; or (3) a $1,000 Card statement credit if your qualifying Schwab holdings are equal to or greater than $10,000,000, in each case when measured following Card account approval and annually thereafter. Terms and limitations apply.‡
Membership Rewards® Points
Earn one Membership Rewards® point for every eligible dollar you spend.‡
Invest with Rewards
Use Membership Rewards® points for deposits by Schwab to your eligible brokerage account.‡
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Earn 5X Points
- 5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel® via AmexTravel.com or by calling 1-800-525-3355.‡
- 5X Membership Rewards® points on eligible prepaid hotels booked through AmexTravel.com, including The Hotel Collection.ǂ
$200 Hotel Credit, $200 Airline Fee Credit
Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel when you pay with your Platinum Card®‡. And if you fly, you can receive up to $200 in statement credits per calendar year with the $200 Airline Fee Credit after you select one qualifying airline and incidental fees** are charged by the airline to your Platinum Card®.‡
*The Hotel Collection requires a minimum two-night stay.
**American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.$240 Digital Entertainment Credit
Get up to $20 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. This can be an annual savings of up to $240. To view participating partners, visit americanexpress.com/platinum. Enrollment required.ǂ
$199 CLEAR® Plus Credit
CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership, excluding any applicable taxes, with up to $199 in statement credits per calendar year after you enroll and pay for CLEAR Plus which is subject to auto-renewal with your Platinum Card® from American Express Exclusively for Charles Schwab.‡
Walmart+ Monthly Membership Credit
A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart, free same-day delivery from store where available, subject to order minimum, video streaming with Paramount+ Essential (separate registration required) & so much more. Use your Platinum Card® from American Express Exclusively for Charles Schwab to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes) (Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.‡
FAQs
Get answers to frequently asked questions about the American Express Cards for Schwab.
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These Cards are issued by American Express National Bank. Schwab and American Express National Bank, have partnered together to create the Schwab Investor Card® from American Express and the American Express Platinum Card® for Schwab, exclusively designed for Schwab investors like you.
Please note that Schwab is not involved with any credit decision, or in the approval process, for any applicant for the Card.
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Individuals 18 years of age or over with a valid U.S. home address (including in the U.S. territories and Puerto Rico) and an eligible Schwab account may apply for a Card account.
An eligible account means (1) a Schwab One® or Schwab General Brokerage Account held in your name or in the name of a revocable living trust where you are the grantor and trustee or (2) a Schwab Traditional, Roth or Rollover IRA that is not managed by an independent investment advisor pursuant to a direct contractual relationship between you and such independent advisor.
If you don't have an eligible Schwab account, you can open one at Schwab One® or by calling 866-385-1227.
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No. You will need to apply and be approved for a new Schwab Investor Card® from American Express account or a new American Express Platinum Card® for Schwab account.