The Charles Schwab Cards from American Express

0% introductory APR on purchases for 6 months. After that, your APR will be a variable rate, 13.99% to 16.99%, based on your creditworthiness and other factors.¤

No foreign transaction fees from American Express when using your Card.‡¤

Earn an unlimited 1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your Card.‡

Receive a $100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000 or receive a $200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000, when measured following Card account approval and annually thereafter. For information on qualifying Schwab holdings, please refer to the FAQs.‡

Membership Rewards^® Points

Earn one Membership Rewards^® point for every eligible dollar you spend.‡

Invest with Rewards

Earn Membership Rewards^® points that you can turn into deposits to your eligible Schwab account. (For example, 60,000 points = $750).‡

Your resource to help secure dining and event reservations.‡

As a American Express Platinum Card^® for Schwab Member, you receive $15 in Uber Cash for U.S. rides each month plus a bonus $20 in December*, delivered through an exclusive Uber app experience. Simply download the Uber app and add your American Express Platinum Card^® for Schwab to your Uber account to get started.‡
 
*Uber Cash and Uber VIP status available to Basic Card Member only     

5X Points

5X Membership Rewards^® points on flights booked directly with airlines or with American Express Travel via amextravel.com or by calling 800-525-3355.‡ Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.‡

5X Membership Rewards^® points on eligible hotels booked on amextravel.com, including The Hotel Collection.‡

American Express Global Lounge Collection℠^‡

We're #1 where it counts. With more than 1,300 airport lounges and counting, the American Express Global Lounge Collection^®‡ offers travelers more lounge options than any other card on the market.

Based on comparison with other U.S. credit card programs, as of 08/2020.

Control How You Pay

You'll have the flexibility to carry a balance with interest or use Plan It^®‡ to split up large purchases into monthly payments with a fixed fee, up to your Pay Over Time Limit. You may be able to keep spending beyond your limit – you'll just need to pay for any new purchases in full when your bill is due.^‡