Charles Schwab cards from American Express

The Charles Schwab Cards from American Express

Being a Schwab investor has never been more rewarding.

The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account.

Welcome offer

  • Schwab Investor Card® from American Express

    Image of American Express blue card

    Earn a $200 Statement Credit

    Earn a $200 Card Statement Credit after spending $1,000 in purchases on your Schwab Investor Card® from American Express in the first 3 months of Card Membership.

    Terms apply.†

  • American Express Platinum Card® for Schwab

    American Express Platinum Card

    60,000 Membership Rewards® Points

    Earn 60,000 Membership Rewards® points after spending $5,000 in purchases on your American Express Platinum Card® for Schwab in your first three months of Card Membership.†


Fees & APR

  • American Express card

    No annual fee ¤

    0% introductory APR on purchases for 6 months starting from the date of account opening. After that, your APR will be a variable rate, 13.99% to 16.99%, based on your creditworthiness and other factors.¤

  • American Express Platinum card

    Annual fee of $550.†¤

    No foreign transaction fees from American Express when using your Card.‡¤


Benefits for investors

  • American Express card

    Cash back on everyday purchases

    Earn an unlimited 1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your Card.‡

  • American Express Platinum card

    Schwab Appreciation Bonus

    Receive a $100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000 or receive a $200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000, when measured following Card account approval and annually thereafter. For information on qualifying Schwab holdings, please refer to the FAQs.‡

    Membership Rewards® Points

    Earn one Membership Rewards® point for every eligible dollar you spend.‡

    Invest with Rewards

    Earn Membership Rewards® points that you can turn into deposits to your eligible Schwab account.‡


Travel and entertainment benefits

  • American Express card

    24/7 Dining & Events Assistant

    Your resource to help secure dining and event reservations.‡

  • American Express Platinum card

    Uber Rides with Platinum

    As a American Express Platinum Card® for Schwab Member, you receive $15 in Uber Cash, available to you through the Uber app, for rides or eats orders in the US each month plus a bonus $20 in December*, delivered through an exclusive Uber app experience. Simply download the Uber app and add your American Express Platinum Card® for Schwab to your Uber account to get started.
     
    *Uber Cash and Uber VIP status available to Basic Card Member only.

    5X Points

    5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via amextravel.com or by calling 800-525-3355.

    5X Membership Rewards® points on eligible prepaid hotels booked with American Express Travel, including The Hotel Collection.

    American Express Global Lounge Collection®

    We're #1 where it counts. With more than 1,300 airport lounges and counting, the American Express Global Lounge Collection®‡ offers travelers more lounge options than any other card on the market.

    Based on comparison with other U.S. credit card programs, as of 08/2020.

    Control How You Pay

    You'll have the flexibility to carry a balance with interest or use Plan It®‡ to split up large purchases into monthly payments with a fixed fee, up to your Pay Over Time Limit. You may be able to keep spending beyond your limit – you'll just need to pay for any new purchases in full each month when your bill is due.‡¤

FAQs

Get answers to frequently asked questions about the American Express Cards for Schwab.