Charles Schwab cards from American Express

The Charles Schwab Cards from American Express

Being a Schwab investor has never been more rewarding.

The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account.

Welcome offer

  • Schwab Investor Card® from American Express

    Image of American Express blue card

    Earn a $200 Statement Credit

    Earn a $200 Card Statement Credit after spending $1,000 in purchases on your Schwab Investor Card® from American Express in the first 3 months of Card Membership.

    Terms apply.†

  • American Express Platinum Card® for Schwab

    American Express Platinum Card

    Shop Small, Eat Well and Earn Big with 10X Points

    Earn 100,000 Membership Rewards® Points + 10x Points at restaurants worldwide and when you Shop Small in the U.S.

    Here's how: earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

    Plus, earn 10x points on eligible purchases on your new Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases.


Fees & APR

  • American Express card

    No annual fee ¤

    0% introductory APR on purchases for 6 months starting from the date of account opening. After that, your APR will be a variable rate, 13.99% to 16.99%, based on your creditworthiness and other factors.¤

  • American Express Platinum card

    Annual fee of $695†¤

    No foreign transaction fees from American Express when using your Card.‡¤

    More Ways to Pay
    You're in control with more ways to pay. You can choose to: 

    • Pay your bill in full
    • Use the Pay Over Time feature to carry a balance with interest
    • Use Plan Itǂ to select large purchases and split them into monthly payments with a fixed fee¤

    There is a limit on the total amount that you can carry as a balance or move into a Plan. Any purchases beyond your limit need to be paid in full when your bill is due.ǂ


Benefits for investors

  • American Express card

    Cash back on everyday purchases

    Earn an unlimited 1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your Card.‡

  • American Express Platinum card

    Schwab Appreciation Bonus

    Receive a $100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000 or receive a $200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000, when measured following Card account approval and annually thereafter. Terms and Limitations Apply. For more information on qualifying Schwab holdings, please refer to the FAQs.

    Membership Rewards® Points

    Earn one Membership Rewards® point for every eligible dollar you spend.‡

    Invest with Rewards

    Earn Membership Rewards® points that you can turn into deposits to your eligible Schwab account.


Travel and entertainment benefits

  • American Express card

    24/7 Dining & Events Assistant

    Your resource to help secure dining and event reservations.‡

  • American Express Platinum card

    Earn 5X Points

    • 5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via amextravel.com or by calling 800-525-3355.
    • 5X Membership Rewards® points on prepaid hotels booked with American Express Travel, including The Hotel Collection.ǂ

    $200 Hotel Credit, $200 Airline Fee Credit

    Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.ǂ And if you fly, you can receive up to $200 in statement credits per calendar year after you select one qualifying airline and incidental fees* are charged by the airline to your Platinum Card®.

    *American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See Airline Fee Credit terms & conditions for more details.ǂ

    $240 Digital Entertainment Credit

    Get up to $20 in statement credits each month when you pay for eligible purchases  with the Platinum Card® at participating partners. This can be an annual savings of up to $240. To view participating partners, visit americanexpress.com/platinum. Enrollment required.ǂ

    Uber Rides with PlatinumTM

    With your Platinum Card from American Express Exclusively for Charles Schwab, you'll receive $15 in Uber Cash for rides or eats orders in the US every month plus a bonus $20 in December*, delivered through an exclusive Uber app experience. That's up to $200 for Uber rides or eats orders annually. You'll also become an Uber VIP, where available, without meeting minimum ride requirements and be matched with top-rated drivers, so that even a 5-minute trip can be a 5-star experience.

    *Uber Cash and Uber VIP status is available to Basic Card Member only.ǂ

FAQs

Get answers to frequently asked questions about the American Express Cards for Schwab.