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$0 commissions on online trades.¹

See all our pricing and trading fees in one convenient place.

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Pricing and fees

  • $0

    Stocks and ETFs

    online commission1,2

  • $0

    Options

    online base commission + $0.65 per contract fee3

  • $0

    Mutual Funds

    on thousands of funds from Schwab Mutual Fund OneSource4

Plus, no trade minimums, no account minimums, and a Satisfaction Guarantee.

Trading Fees and Commissions

All Trading Fees and Commissions
  • Online Trades
  • Broker-Assisted Trades
  • Stocks and ETFs1,2
  • Online Trades
    $0 online commission
  • Broker-Assisted Trades
    $0 + $25 service charge
  • Options3,5
  • Online Trades
    $0 online base commission + $0.65 per contract fee6
  • Broker-Assisted Trades
    $0.65 per contract + $25 service charge
  • Schwab Mutual Fund OneSource®4
  • Online Trades
    $0
  • Broker-Assisted Trades
    $0 + $25 service charge
  • All other mutual funds7
  • Online Trades
    Up to $74.95 per purchase
  • Broker-Assisted Trades
    Online pricing + $25 service charge
  • Futures8
  • Online Trades
    $2.25 per contract
  • Broker-Assisted Trades
    $2.25 per contract
  • Futures Options8
  • Online Trades
    $2.25 per contract
  • Broker-Assisted Trades
    $2.25 per contract
  • New issues, including CDs
  • Online Trades
    Selling concession is included in the offering price
  • Broker-Assisted Trades
    Selling concession is included in the offering price
  • Treasuries, including Auction and Secondary: Treasury Bonds, Treasury Bills, Treasury Notes and TIPS
  • Online Trades
    $0
  • Broker-Assisted Trades
    $0 + $25 service charge
  • Other Secondary Trades: CDs, Corporate Bonds, Municipal Bonds, Government Agencies, Zero-Coupon Treasuries, including STRIPS
  • Online Trades
    $1 per bond*
    $10 minimum
    $250 maximum* 
  • Broker-Assisted Trades
    Online pricing + $25 service charg
  • Commercial Paper, Foreign Bonds, Asset-Backed Securities, Mortgage-Backed Securities, Collateralized Mortgage Obligations, and Unit Investment Trusts
  • Online Trades
    These are specialty products. Please contact us at 800-626-4600 for information.
  • Broker-Assisted Trades
    These are specialty products. Please contact us at 800-626-4600 for information.
  • Preferred Stocks and REITs1
  • Online Trades
    $0
  • Broker-Assisted Trades
    $0 + $25 service charge 

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Account Fees and Minimums

All Account Fees and Minimums
  • Opening and Maintenance Fees† 
  • Account Minimums
  • IRA (Traditional, Roth, or Rollover)
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab Bank High Yield Investor Checking linked to a Schwab One® Brokerage10 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab Bank High Yield Investor Savings® 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab Global Account™11 
    Call 800-992-4685 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab One® Trust 
    Call 866-866-9041 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab One® Estate 
    Call 866-232-9890 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab Charitable™12 
    Call 800-746-6216 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $5,000
  • 529 College Savings13 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Education Savings 
    Call 866-663-5247 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab One® Custodial (UGMA/UTMA) 
    Call 866-663-5247 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Individual 401(k) Plan 
    Call 866-855-6637 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Inherited IRA/Inherited 401(k) 
    Call 866-855-5635 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab Personal Choice Retirement Account® (PCRA)
    Call 888-393-7272 

  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • SEP-IRA 
    Call 800-435-4000 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • SIMPLE-IRA 
    Call 800-435-4000 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Personal Defined Benefit Plan 
    Call 800-435-4000 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Business 401(k) 
    Call 877-456-0777 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Company Retirement Plan 
    Call 800-435-4000 
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $0
  • Schwab Organization 
    Call 866-516-0483
  • Opening and Maintenance Fees† 
    $0
  • Account Minimums
    $250,000 relationship minimum across all Schwab accounts

† There are no fees to open or maintain your account. Other account fees, fund expenses, and brokerage commissions may apply.

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Investment Management Fees and Minimums

All Investment Management Fees and Minimums
  • Costs and Fees
  • Account Minimums
  • Schwab Intelligent Portfolios®14 
    Just as if you’d invested on your own, you will pay the operating expenses on the ETFs in your portfolio—which includes Schwab ETFs. We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the programs pay a higher yield. See more information below
  • Costs and Fees
    No advisory fee + No commissions
  • Account Minimums
    $5,000
  • Schwab Intelligent Portfolios Premium™14 
    Just as if you’d invested on your own, you will pay the operating expenses on the ETFs in your portfolio—which includes Schwab ETFs. We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the programs pay a higher yield. See more information below
  • Costs and Fees
    One-time planning fee: $300 
    Monthly advisory fee: $30
  • Account Minimums
    $25,000
  • Schwab Private Client™15 
    Call 866-645-4124 
  • Costs and Fees
    Starts at 0.80% 
    (Fee rates decrease at higher asset levels)
  • Account Minimums
    $1 million
  • Schwab Advisor Network®16 
    Call 877-549-1403 
  • Costs and Fees
    No charge for referrals 
    Fees vary by advisor
  • Account Minimums
    $500,000
  • Schwab Managed Portfolios17 
    Call 866-855-5689 
  • Costs and Fees
    Starts at 0.90% 
    (Fee rates decrease at higher asset levels)
  • Account Minimums
    $25,000
  • Managed Account Select® Equity Strategies17 
    Call 866-855-9041 
  • Costs and Fees
    Starts at 1.00% 
    (Fee rates decrease at higher asset levels)
  • Account Minimums
    $100,000
  • Managed Account Select® Fixed Income Strategies17 
    Call 866-855-9041 
  • Costs and Fees
    Starts at 0.65% 
    (Fee rates decrease at higher asset levels)
  • Account Minimums
    $250,000
  • Wasmer Schroeder™ Strategies17
    Call 855-966-3713 
  • Costs and Fees
    Starts at 0.55%
    (Fee rates decrease at higher asset levels) 
  • Account Minimums
    $250,000
  • Windhaven® Strategies18
    Call 877-336-5375 
  • Costs and Fees
    Starts at 0.95%
    (Fee rates decrease at higher asset levels) 
  • Account Minimums
    $100,000
  • ThomasPartners® Strategies18
    Call 877-566-1032 
  • Costs and Fees
    Starts at 0.90%
    (Fee rates decrease at higher asset levels)
  • Account Minimums
    $100,000

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Money Transfer Fees

All Money Transfer Fees
  • Fees to Transfer 
  • Business Days to Complete
  • Online between Schwab accounts
  • Fees to Transfer 
    $0
  • Business Days to Complete
    0–1 days 
  • Online between outside accounts and Schwab investment accounts via Schwab MoneyLink®
  • Fees to Transfer 
    $0
  • Business Days to Complete
    1–2 days 
  • Schwab Mobile Deposit™
  • Fees to Transfer 
    $0
  • Business Days to Complete
    Mobile deposits submitted before 4 p.m. local time within the contiguous U.S. will be processed the same business day
  • Check
  • Fees to Transfer 
    $0
  • Business Days to Complete
    0-1 days
  • Wire
  • Fees to Transfer 
    From your Schwab investment accounts: 
    $25 per transfer; $15 if transferred online

    Into your Schwab investment accounts: 
    Depends on sending institution 
  • Business Days to Complete
    From your Schwab investment accounts: 
    0–1 days

    Into your Schwab investment accounts: 
    Depends on sending institution 
  • Direct Deposit 
  • Fees to Transfer 
    $0
  • Business Days to Complete
    N/A
  • Automatic Investment Plan19
  • Fees to Transfer 
    $0
  • Business Days to Complete
    0–1 days
  • Schwab Bank Bill Pay
  • Fees to Transfer 
    $0
  • Business Days to Complete
    1 or more business days depending on delivery

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The Schwab Satisfaction Guarantee

We believe every investor deserves to work with a firm they can count on. At Schwab, our commitment to your satisfaction is backed by a guarantee. If for any reason you’re not completely satisfied, we’ll refund your eligible fee or commission and work with you to make things right.**

Common Questions

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