Charles Schwab Bank
Built with you in mind.
We think that your banking experience should work seamlessly with your investing experience. Let Schwab Bank help you on your financial journey with the products you want and the service you have come to expect.
Products and Services
Schwab Bank Investor Checking™
A no fee1 checking account that is linked to a Schwab One® brokerage account** so you can easily manage both everyday cash and investing. Two accounts, one login.
- Unlimited ATM fee rebates worldwide2
- No minimums
- No foreign card transactions fees3
- Bank anytime, anywhere with Schwab Mobile4
Get exclusive discounts on select loans, competitive rates, along with home loans provided to Schwab Bank by Rocket Mortgage®, America's Largest Mortgage Lender.5
Schwab Bank Pledged Asset Line®
Looking to enhance your borrowing power for real estate, business, or other expenses? A Tooltip from Schwab Bank is a flexible, non-purpose line of credit6 that lets you leverage the value of your portfolio.
Schwab Bank gives investors more ways to save.
Mortgage rate discounts for Schwab clients ⁷
Unlimited ATM fee rebates worldwide²
Free online and mobile bill pay
Competitive APY with our checking account
No application or set-up fees for Pledged Asset Lines
At Charles Schwab Bank, we share your commitment to giving back to our communities. We demonstrate that commitment through a variety of community development efforts and activities that help serve the banking and credit needs of our entire community, including low- and moderate-income neighborhoods and individuals. Please visit the Citizenship page at aboutschwab.com to learn more about us.
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions is also available at the Web site.
Additionally, the CRA regulations require that information on business, farm, and community development lending by insured depository institutions that meet certain asset thresholds, determined annually, be made available to the public. To enquire about our CRA Public File, please e-mail us at CRA Document Request
Have questions? We're here to help.