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Charles Schwab Bank

Built with you in mind.  

We think that your banking experience should work seamlessly with your investing experience. Let Schwab Bank help you on your financial journey with the products you want and the service you have come to expect.

Products and Services

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  • High Yield Investor Checking®

    The Schwab Bank High Yield Investor Checking® account is linked to a Schwab One® brokerage account** so you can easily manage both accounts with a single login.

    Enjoy no ATM fees worldwide,1 no minimums, and bank anytime, anywhere with Schwab Mobile.2

    Learn more

  • Home Lending

    Get exclusive discounts on select loans, competitive rates, along with home loans provided to Schwab Bank by Rocket Mortgage®, America's Largest Mortgage Lender.3

    View today's rate

  • Schwab Bank Pledged Asset Line®

    Looking to enhance your borrowing power for real estate, business, or other expenses? A Pledged Asset Line Tooltip from Schwab Bank is a flexible, non-purpose line of credit4 that lets you leverage the value of your portfolio.

Schwab Bank gives investors more ways to save.

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    Mortgage rate discounts for Schwab clients⁵

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    Unlimited ATM fee rebates worldwide¹

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    Free online and mobile bill pay

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    Competitive APY with our checking account

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    No application or set-up fees for Pledged Asset Lines

Community Development
At Charles Schwab Bank, we share your commitment to giving back to our communities. We demonstrate that commitment through a variety of community development efforts and activities that help serve the banking and credit needs of our entire community, including low- and moderate-income neighborhoods and individuals. Please visit the Citizenship page at aboutschwab.com to learn more about us.

The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions is also available at the Web site.

Additionally, the CRA regulations require that information on business, farm, and community development lending by insured depository institutions that meet certain asset thresholds, determined annually, be made available to the public. To enquire about our CRA Public File, please e-mail us at CRA Document Request

Have questions? We're here to help.