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Losing a Loved One

Trying to make financial decisions after losing someone is tough. We understand, and we're here to help.

First things first. Notify us.

  • First things first. Notify us.

    Notify us—and anyplace else where the person had an account—as soon as you can. We'll secure their Schwab accounts and prepare to work with the inheritors. 

What to expect

Here are the basic steps to notify us of a death and begin the inheritance process.

  • Online Desktop

    Notify us of a death

    You'll need to give us the name and Social Security number of the person who died. You'll also need to upload a copy of the death certificate, which you can do later if you don't have a copy right now. 

  • Death Certificate

    Death certificate verification

    We'll verify the death certificate, typically within 5 business days. Once the death certificate has been verified, we'll reach out to the inheritors and others, as appropriate, to move forward. 

  • Transfer Assets

    Asset transfer

    The time it will take will depend on the circumstances and how quickly inheritors complete the paperwork. Most transfers are completed in a few weeks. 


Additional resources