Planning
Prepare for financial milestones and events
Saving for retirement
Retirement Without a 401(k)
No 401(k)? Don't let that keep you from saving and investing for retirement. There are ways to create your own retirement plan.
What is an IRA?
Looking for a tax-smart way to save for your future? Find out what an individual retirement account (IRA) is, what the basic benefits are, and how the three main types differ.
IRA Contribution Rules
What's the maximum IRA contribution? Are IRA contributions tax deductible? What if you contribute too much? Get answers to these questions and others before you open an account.
In retirement
Suddenly Alone—Getting Help
It's hard to focus on finances after losing a spouse. But there are resources to turn to for help and support.
Medicare while Traveling
Will Medicare cover you when traveling? It depends not only on where you go but also your type of Medicare policy.
Helping Adult Kids Buy a Home
What retirees should consider before helping an adult child buy a first home.
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Taxes
Find Out About ETFs and Taxes
Different ETF structures have different tax implications. Be informed and avoid unpleasant surprises come tax time.
NFTs: Taxes, Risks, and More
Nonfungible tokens have become the latest investment craze. Here's what you need to know.
College and education
3 Graduation Gift Ideas
Schwab strategists share three ways to help improve the financial standing of your recent grad.
4 Uses for Your 529 Account
Kid not going to college? Don't despair. Those 529 assets can be used for a variety of education costs.
Are Scholarships Taxable?
Scholarship money is generally tax-free provided the student is a candidate for a degree at an eligible institution and the money is used to pay for qualified expenses.
Estate planning
2022 Savings & Gifting Limits
How new contribution and exemption limits can help further reduce your taxes.
Retiring Single
If you're a single retiree, you face special considerations for everything from saving enough to planning for incapacity. These five questions will help you get ahead of any potential challenges.