Planning
Prepare for financial milestones and events
Saving for retirement
401(k) Savings and Compounding
Some pros say your early investing years are among the most critical, including whether you set up a 401(k). Learn how to work toward your financial goals.
Creating SMART Financial Goals
Building financial goals that follow the SMART goal methodology (specific, measurable, attainable, relevant, timely) can help you focus your financial objectives.
Is Crypto Good for Retirement?
Some 401(k) plans may soon offer Bitcoin as an investment option. Should you consider cryptocurrencies for your retirement savings?
In retirement
Working in Retirement
If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.
Medicare for Globetrotters
Three ways Medicare can fall short when traveling—and how to fill the gaps.
Explore more topics
Taxes
Understanding Tax Withholding
Find out how the concept of withholding works and the important role it plays in managing your taxes efficiently.
Can You Give Stock as a Gift?
Giving stock can be both a financial gift and a personal finance lesson. But get the details first.
Gift and Estate Taxes
Giving away assets in one's lifetime might make sense tax-wise, but the issue is deeply emotional and personal for most people.
College and education
How to Raise a Young Investor
How do you foster financial independence and financial literacy among young people? Two Schwab experts share their tips.
Save or Pay Off Student Loans?
Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.
Teaching Grandkids About Money
Grandparents are in a unique position to help teach their grandkids about financial literacy. Here are four ways to pass your support to the next generation.
Estate planning
Finances for the Newly Single
If you find yourself suddenly single, you might have to make major financial decisions. Read this article to learn how to manage your finances during the transition.
Gift and Estate Taxes
Giving away assets in one's lifetime might make sense tax-wise, but the issue is deeply emotional and personal for most people.
Protecting Finances as You Age
An unfortunate reality of aging is the natural decline in cognition. Here's how to help protect your finances.