Planning
Prepare for financial milestones and events
Saving for retirement
Life Expectancy in Retirement
A closer look at perhaps the most important assumption of retirement planning: life expectancy.
IRA Contribution Rules
What's the maximum IRA contribution? Are IRA contributions tax deductible? What if you contribute too much? Get answers to these questions and others before you open an account.
Retirement Savings Tips
Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.
In retirement
Rethinking the 4% Rule
Using a generic rule of thumb to calculate retirement withdrawals isn't nearly as helpful as a spending plan tailored to your situation.
Estate Tax and Lifetime Giving
If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes.
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Taxes
ING Trust Crackdown
Popular for helping to eliminate state taxes on certain assets, incomplete non-grantor (ING) trusts have come under scrutiny by the IRS and certain states' taxing authorities.
How Are RSAs Taxed?
Restricted stock awards are typically taxed using their value on the vest date, but you can opt to use the value on the grant date instead. Here's what to consider before you perform a so-called Section 83(b) election.
Estate Tax and Lifetime Giving
If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes.
College and education
3 Graduation Gift Ideas
Schwab strategists share three ways to help improve the financial standing of your recent grad.
Coverdell Savings Accounts
Coverdell Education Savings Accounts can provide more flexible investing options compared to 529 college savings plans.
Costly College-Saving Mistakes
A 529 college savings plan offers many advantages, but it can come with some surprising pitfalls. Here are five mistakes to avoid.
Estate planning
ING Trust Crackdown
Popular for helping to eliminate state taxes on certain assets, incomplete non-grantor (ING) trusts have come under scrutiny by the IRS and certain states' taxing authorities.
How to be a Tax-Smart Donor
Increase your charitable impact while potentially reducing your taxable income.