Planning
Prepare for financial milestones and events
Saving for retirement
Tips for a Down Market
Certain moves could make more sense during a bad market than during a good one. Here are five.
Not Eligible for a Roth IRA?
If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.
Roth 401(k) Considerations
With their tax-free earnings and large contribution limits, Roth 401(k)s could be a useful addition to the retirement-savings toolbox.
In retirement
Working in Retirement
If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.
Working in Retirement & RMDs
Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.
Suddenly Alone—Getting Help
It's hard to focus on finances after losing a spouse. But there are resources to turn to for help and support.
Explore more topics
Taxes
Want to Downsize your Home?
Moving to a smaller house can have many financial advantages. Here's what you should consider from a tax perspective.
Tips for a Down Market
Certain moves could make more sense during a bad market than during a good one. Here are five.
The AMT and Who Pays It
The alternative minimum tax applies only to some taxpayers. Learn what the alternative minimum tax is, who might be affected, and what might trigger it.
College and education
3 Graduation Gift Ideas
Schwab strategists share three ways to help improve the financial standing of your recent grad.
4 Uses for Your 529 Account
Kid not going to college? Don't despair. Those 529 assets can be used for a variety of education costs.
Are Scholarships Taxable?
Scholarship money is generally tax-free provided the student is a candidate for a degree at an eligible institution and the money is used to pay for qualified expenses.
Estate planning
2022 Savings & Gifting Limits
How new contribution and exemption limits can help further reduce your taxes.
Retiring Single
If you're a single retiree, you face special considerations for everything from saving enough to planning for incapacity. These five questions will help you get ahead of any potential challenges.