Planning
Prepare for financial milestones and events
Saving for retirement
Tips for a Down Market
Certain moves could make more sense during a bad market than during a good one. Here are five.
Not Eligible for a Roth IRA?
If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.
Roth 401(k) Considerations
With their tax-free earnings and large contribution limits, Roth 401(k)s could be a useful addition to the retirement-savings toolbox.
In retirement
Bad-Market Tips for Retirees
Certain moves could make more sense during a bad market than during a good one. Here are four.
Working in Retirement
If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.
Working in Retirement & RMDs
Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.
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Taxes
Roth Options for High Earners
Three ways to contribute to a coveted Roth account if your income is above the limit.
Home-Sale Capital Gains Tax
Record-high home prices could mean outsize taxes. Here's how to manage your cost basis to keep your tax liability as low as possible.
College and education
Pros and Cons of PLUS Loans
A Parent Loan for Undergraduate Students (PLUS) is a common way for parents to help pay for college. Here's what to know before you take one out.
Teaching Grandkids About Money
Grandparents are in a unique position to help teach their grandkids about financial literacy. Here are four ways to pass your support to the next generation.
3 Graduation Gift Ideas
Schwab strategists share three ways to help improve the financial standing of your recent grad.
Estate planning
9 Must-Dos If You're Retired
The need for planning doesn't end when you retire—but the focus of your planning activities should shift. Here's how.