Taxes

Get answers to tax-filing questions and find out how year-round tax planning may help you save and build more wealth over time

Tax filing

401(k)

401(k) Tax Deductions

You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.

March 21, 2025 • Hayden Adams

Tax Filing

5 IRS Audit Triggers to Avoid

A number of tax audits result from preventable mistakes. Here are the five most common audit red flags—and what to do to avoid them.

March 12, 2025

Taxes

Direct Indexing Tax Guide

Direct indexing has the potential to boost after-tax returns for investors seeking a more tax-efficient portfolio. Here's what to consider before implementing this tax strategy.

March 07, 2025

Taxes

1099 Brokerage Tax Form

The 1099 is a tax form issued by your brokerage firm to help you report your taxable investment income to the IRS.

January 09, 2025

ESPPs

How ESPPs Are Taxed

Employee stock purchase plan (ESPP) taxes can be complex to navigate. We'll explain the basics of how ESPPs are taxed and what documents are needed to file in the U.S.

December 27, 2024

Tax planning

Estate Planning

3 Ways to Pass Down a Home

The pros and cons of different methods for leaving a home to your heirs.

April 15, 2025

Tax Planning

Tax-Efficient Investing Plan

Making tax-efficiency part of your investing strategy can help lower your tax bill.

April 09, 2025

Tax Planning

Taxes in Retirement

As you approach and enter your golden years, calculating your tax obligations could be tricky.

March 14, 2025

Tax-smart accounts

401(k)

401(k) Tax Deductions

You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.

March 21, 2025

Health Care

Potential Benefits of an HSA

Health savings accounts (HSAs) are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.

March 12, 2025

IRA

Choices Beyond a Roth IRA

If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.

March 11, 2025

IRA

Roth IRAs for High Earners

Even if your income is above the limit, you can still enjoy the tax advantages of a Roth IRA. Here are four ways to contribute to a coveted Roth account.

February 13, 2025

IRA

Is an IRA Right for You?

IRAs can help you build wealth for retirement and potentially get tax breaks, either up front or in the future. 

December 19, 2024

Retirement

The Backdoor Roth

If your income is too high to contribute to a Roth IRA, there's another way in—but it comes with some caveats.

October 10, 2024

Tax-efficient investing

Taxes

Direct Indexing Tax Guide

Direct indexing has the potential to boost after-tax returns for investors seeking a more tax-efficient portfolio. Here's what to consider before implementing this tax strategy.

March 07, 2025 • D.J. Tierney

Taxes

Depreciation Recapture & Taxes

Claiming depreciation on income property can offer a break on your tax bill. But when it's time to sell, depreciation recapture could complicate your tax situation.

February 14, 2025

Tax Planning

Deductible Investment Expenses

The IRS allows various tax deductions for expenses related to producing taxable investment income. Do yours qualify?

January 15, 2025

Tax Loss Harvesting

Tax-Loss Harvesting Basics

Tax-loss harvesting—offsetting capital gains with capital losses—can lower your tax bill and better position your portfolio going forward.

December 11, 2024

Taxes in retirement

Tax Planning

Taxes in Retirement

As you approach and enter your golden years, calculating your tax obligations could be tricky.

March 14, 2025

Taxes

Life Events and Taxes

Life's major milestones can have implications for your taxes. Here are tips to help get ahead of them.

March 14, 2025

Social Security

Is Social Security Taxable?

Many retirees are surprised to learn that Social Security may be subject to taxation. Here are four strategies to help minimize taxes on your benefits.

February 07, 2025

Gift & estate tax planning

Estate Planning

Naming an Estate Administrator

Estate Planning

Upstream Gifting & Estate Taxes

Estate Planning

Writing a Legacy Love Letter

Taxes

Tax-Smart Ways to Gift Stock

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Retirement Taxes Cost Basis Tax Loss Harvesting Investments Financial Planning Charitable Giving Estate Planning

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risks, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

This information provided on this website is for educational purposes only and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.

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