Retirement

Save for retirement and prepare for how you'll spend your money once you retire. 

The Most Important Ages of Retirement

Retirement is a series of milestones that arrive as you age. Here are the ones you should know about.

What is a 401(k) and How Does It Work?

Learn how 401(k) retirement plans work and get answers to questions on contribution limits, distributions, and more.

9 Things Every Retired Person Should Do

The need for planning doesn't end when you retire—but the focus of your planning activities should shift. Here's how.

4 Tips for Aging in Place

Many retirees would like to continue living independently and in their own home as they age. Schwab wealth expert Susan Hirshman offers some considerations to help you prepare.

Test Your Tax Smarts

How tax-savvy are you? Take our 10-question tax quiz to find out.

Guide on Taking Social Security: 62 vs. 67 vs. 70

You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.

The Future of Social Security and Medicare?

Medicare and Social Security are projected to run out of money by 2036. Mike Townsend discusses possible solutions to the shortfalls and the likelihood of each.

Saving Outside Your 401(k)

Once your basics are covered, you might want to consider setting aside some extra money. Here's how to decide which accounts to use—and when.

3 Strategies for Reducing Roth Conversion Taxes

How to make the most of a Roth IRA conversion.

5-Step Tax-Smart Retirement Income Plan

Smart tax planning can help extend the life of your retirement savings and may lower taxes in retirement.