Social Security

Understand how Social Security works and when you should consider taking it. Or explore other retirement topics:

Working in Retirement: How Does It Affect Social Security and Medicare?

If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.

Social Security Inflation Bump: What Does It Mean?

Social Security benefits will rise nearly 9% in 2023.

3 Retirement Income Mistakes to Avoid

Avoiding simple mistakes can extend the life of your portfolio.

A Guide on Taking Social Security

You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's how to decide.

6 Things to Do If You're Nearing Retirement

Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.

Should I File for Social Security Now or Later?

You don't have to file for Social Security the moment you retire. In fact, most people will benefit by waiting.

Social Security FAQs

Our experts answer common questions about Social Security to help you maximize your retirement benefits.

How Can a Nonworking Spouse Plan for Retirement?

There are ways to build retirement security for a nonworking spouse, but it takes careful planning as a couple.

Can Family Collect Social Security When You File?

Social Security benefits begin with you—but they don't end there.

Can Long-Term Partners Get Social Security Spousal and Survivor Benefits?

Unmarried partners generally can't qualify for spousal and survivor benefits, but there are other ways to protect each other.