Retirement Income

Learn to create a strategy to help you withdraw, spend and invest your savings for reliable cash flow and a potentially better tax outcome.

9 Things Every Retired Person Should Do

The need for planning doesn't end when you retire—but the focus of your planning activities should shift. Here's how.

How to Create a Retirement Paycheck

From understanding your income sources to prioritizing your order of withdrawals, creating a steady income stream in retirement is a complex undertaking. Consider these five rules to help guide you.

Tax Efficiency in Retirement

Learn about two different withdrawal strategies that can be used to efficiently manage your taxes in retirement.

Guide on Taking Social Security: 62 vs. 67 vs. 70

You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.

5-Step Tax-Smart Retirement Income Plan

Smart tax planning can help extend the life of your retirement savings and may lower taxes in retirement.

What Should You Know About Annuities?

A basic overview of annuities and how they can fit into an investor's retirement plan—with Rob Williams, a managing director and Retirement Income Certified Professional at Schwab.

2024 RMD Reference Guide

What's new with required minimum distributions? We cover the basics here.

Beyond the 4% Rule

How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.

Can You Afford to Retire Early?

Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.

Retiring Early? 5 Key Points about the Rule of 55

Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here's what you need to know.