Retirement Income

Learn to create a strategy to help you withdraw, spend and invest your savings for reliable cash flow and a potentially better tax outcome. Or explore other retirement topics:

Tax Withholding in Retirement

How to help ensure you pay your fair share once you're no longer working.

Roth vs. Traditional IRAs: Which is Right for You?

Traditional and Roth IRAs have distinct requirements, including eligibility and contribution limits. Here's a guide to help you decide what may be better for you.

Build Tax-Free Savings Using Roth Conversions

Periodically converting a portion of your retirement savings into Roth assets can give you a flexible source of income and help lower the taxes you pay over time.

3 Retirement Income Mistakes to Avoid

Avoiding simple mistakes can extend the life of your portfolio.

How Can You Make the Most of Your IRA Nest Egg?

What's the best way to shift your mindset when it's time to withdraw from your IRA?

9 Things Every Retired Person Should Do

The need for planning doesn't end when you retire—but the focus of your planning activities should shift. Here's how.

Working in Retirement: How Does it Affect Your Savings and RMDs?

Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.

A Guide on Taking Social Security

You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's how to decide.

6 Things to Do If You're Nearing Retirement

Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.

Should I File for Social Security Now or Later?

You don't have to file for Social Security the moment you retire. In fact, most people will benefit by waiting.