Retirement Income

Learn to create a strategy to help you withdraw, spend and invest your savings for reliable cash flow and a potentially better tax outcome.

What Should You Know About Annuities?

A basic overview of annuities and how they can fit into an investor's retirement plan—with Rob Williams, a managing director and Retirement Income Certified Professional at Schwab.

2024 RMD Reference Guide

What's new with required minimum distributions? We cover the basics here.

Beyond the 4% Rule

How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.

Can You Afford to Retire Early?

Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.

Retiring Early? 5 Key Points about the Rule of 55

Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here's what you need to know.

How to Stay on Top of Your Retirement Savings

Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.

Waiting to Save for Retirement Could Cost You

The sooner you start saving, the more likely you're likely to reach your retirement goals. Here are some numbers to put things in perspective.

The Case for Income Annuities When Rates Are Up

Payments from income annuities are at their highest levels in a decade. Here's what that means.

Should Older Workers Contribute to IRAs?

There are no age restrictions on IRA contributions. But does it make sense for older workers to make contributions as they near retirement? Here are three points to consider.

RMD Strategies to Help Ease Your Tax Burden

Required Minimum Distributions (RMDs) can take a toll on your tax bill. Consider these strategies to help reduce the sting.