9 Steps to a DIY Financial Plan

A financial plan doesn't require that you have a lot of money—and it doesn't have to cost you a penny. Follow these 9 steps.

5 Risks of Buy Now, Pay Later

A Buy Now, Pay Later plan could be an attractive way to pay for a purchase. But the best sounding deal can come with hidden risks. Here are five to watch out for.

How to Teach Financial Literacy to Teens

Building a solid financial foundation early is key to long-term success. A financial planner, career counselor, and student discuss the value of teaching teens financial literacy.

The Ins and Out of Securities-Backed Borrowing

A securities-backed credit line uses the value of your nonretirement investments as collateral, providing a quick infusion of cash, often at lower interest rates than other loans.

Playing the Points Game: 5 Credit Card Mistakes

Using credit cards to get rewards could feel like a game, but it may have consequences. Avoiding these five mistakes could help you win.

What is Securities-Based Lending?

A credit line backed by securities in your nonretirement portfolio can offer a powerful, flexible source of liquidity to help meet your goals.

How to Improve Your Credit Score in 7 Steps

Want to improve your credit score? Start by understanding why it's important, then focus on how to do it effectively.

7 Funding Ideas to Help Start Your Business

When starting a small business, the first thing you need is a plan. Then you can look for funding. Here are seven ideas to help you get up and running.

Why Asset-Backed Borrowing May Make Sense Now

Despite today's relatively high rates, asset-backed borrowing could still make sense to meet your short-term liquidity needs.

How Can You Save for College?

What financial tools and strategies are available to those planning for college expenses?