Disaster Insurance
Follow this step-by-step list to be as prepared as possible if an emergency strikes.
Disaster insurance table
Follow this step-by-step list to be as prepared as possible if an emergency strikes
-
Insurance>Review your homeowner's or renter's insurance policy to see what's covered. Talk to your agent about flood or earthquake insurance if either is a concern for your area and about whether you need umbrella insurance.>
-
Inventory>Keep an updated video inventory of valuable household items in a safe place, such as a safe-deposit box, with an out-of-town relative, or in outside digital storage. Make sure to include any professional appraisals and replacement value estimates.>
-
Documents>Keep copies of birth certificates, passports, wills, trust documents, records of home improvements, and insurance policies in a fireproof, waterproof "evacuation box" that you can grab in a hurry.>
-
Backup>Consider scanning your important documents and storing them, along with a backup of your personal computer files, online or on a CD or a Zip drive that's kept in a safe place away from your home.>
-
Cash>Keep petty cash on hand for emergencies. Local ATMs might be out of commission in the event of an emergency, so having enough cash on hand to get by for a few days is a good idea.>
-
Providers>Check that others are prepared. Ask your financial providers what plans they have to cope with a natural disaster. For example, does your accountant keep important documents and records backed up and stored in a safe location?>
contact
-
Ready to get started with Schwab?
Call 888-213-4695
-
Already a Schwab client?
Call your Financial Consultant or call 877-566-4943 to speak with an insurance specialist.