Open a Schwab account in just 10 minutes.

Enjoy $0 online listed equity trades,¹ no fees to open or maintain your account, and no account minimum. Invest in stocks, ETFs, options, bonds, and more. 

Sharing your account? Choose the Joint Brokerage Account option above.

Open any IRA and get a tax-advantaged brokerage account with $0 online listed equity trades,¹ no fees to open or maintain your account, and no account minimum. Invest in stocks, ETFs, options, bonds, and more.

• A Roth IRA uses post-tax contributions and provides tax-free qualified withdrawals.
   
• A Traditional IRA provides tax-deferred growth of potential gains (if you qualify).
   
• Choose a Rollover IRA to consolidate an old 401(k) or employer-sponsored retirement plan for potential tax-deferred growth and to avoid early withdrawal penalties.

With algorithm-based portfolio management, you set your goals and our robo-advisor does the work.

• Schwab Intelligent Portfolios builds, monitors, and automatically rebalances your portfolio. Enjoy automated investing with no advisory fee or commissions, 24/7 help, and an account minimum of $5,000. You will still pay the operating expenses on ETFs, including Schwab ETFs™.
   
• Schwab Intelligent Portfolios Premium offers all the features and benefits of Schwab Intelligent Portfolios plus unlimited personal guidance from a CERTIFIED FINANCIAL PLANNER™ professional; a customized roadmap for reaching your goals; and access to interactive online planning tools. All for a one-time planning fee of $300 and a $30 monthly advisory fee.

We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield. See more information.

Enjoy no monthly service fees or account minimums; unlimited ATM fee rebates;³ free online bill pay and mobile deposit from anywhere with Schwab Mobile;⁴ and FDIC insurance⁵ up to $250,000. Easily fund your investments and manage day-to-day cash.

Sharing your account? Choose the Joint Checking Account option above.

• Select a Schwab Trust account to get a brokerage account that helps simplify asset management and protection for estates of any size. 
  For two co-trustees: This account is a Revocable Living Trust where the grantor and the trustee are the same person(s). Please confirm that the trust is revocable and that the grantor(s) and the trustee(s) are the same person(s). In order to qualify for this account, the trust must have been established in the U.S. and all trustees must be U.S. residents.
   
• Choose a Schwab Charitable⁶ account to get a simple, tax-smart way to manage your giving, including all recordkeeping and tax reporting.