529 Account Application Agreement

By clicking "Apply now," you acknowledge that you have reviewed the Schwab 529 Plan Description and Participation Agreement.

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Things to consider before you apply:

Confirm your tax situation

Use our 529 State Tax Calculator and, if applicable, check with your tax advisor to see how a Schwab 529 Plan works for your situation. 

Review investment options

Explore the plan's investment choices and consider which portfolios best align with your goals. You can also discuss your options with an education specialist by calling 888-903-3869. 

Gather beneficiary details

Collect the name, address, and Social Security number of anyone you'll list. 

Set aside time

Plan for 30–60 uninterrupted minutes to complete the application. 

Create your login

  • If you're new to Schwab, you'll create a unique User ID and password. 
     
  • If you already have a Schwab account, your 529 account will link automatically within a few business days so you can conveniently see all your accounts in one place.

Save your progress

If you need to pause the application process, write down the security code provided so you can resume the application later. 

We're here for you.

If you need help with establishing your account or require any additional information, please call us at 888-903-3863.

Have questions? We're ready to help.

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