Ask Carrie

The personal side of money

The latest insights

Can You Give Stock as a Gift?

Giving stock can be both a financial gift and a personal finance lesson. But get the details first.

November 16, 2022 Carrie Schwab-Pomerantz

Manage your money

Financial Planning From 20-70+

A financial plan is a great antidote to market uncertainty. Here's a decade-by-decade guide to help you stay on track.

October 19, 2022

Ready to Buy Your First Home?

There's more to timing your first home purchase than interest rates and prices. Consider these guidelines.

October 05, 2022


Financially Weathering a Storm

Can you financially weather a storm—or flood or fire? Here's how to prepare, including packing a financial "go bag."

September 21, 2022

Is an HSA a Good Deal?

Especially for someone just starting out, contributing to an HSA has benefits that go beyond paying for healthcare.

September 07, 2022

Managing Through a Recession

Recessions have the potential for very real financial hardship, but there are positive steps we can take to ease the impact.

August 24, 2022

Extra Money Lessons for Grads

Your new grad may have learned economic theory, but what about real-world financial management? Here's how to help.

June 08, 2022

Learn to invest

Managing Through a Recession

Recessions have the potential for very real financial hardship, but there are positive steps we can take to ease the impact.

August 24, 2022

Impact of Rising Interest Rates

Will rising interest rates affect you personally? Most likely. No need to panic, but best to be aware.

May 11, 2022

Instead of Panicking, S.T.O.P.

When it comes to investing, our emotions are not our friend. Instead of panicking, S.T.O.P.

March 30, 2022

Build your financial independence

Plan for major life expenses

Can You Give Stock as a Gift?

Giving stock can be both a financial gift and a personal finance lesson. But get the details first.

November 16, 2022 Carrie Schwab-Pomerantz

Ready to Buy Your First Home?

There's more to timing your first home purchase than interest rates and prices. Consider these guidelines.

October 05, 2022

Using IRA Funds for First Home

Just because you can use IRA funds to buy a first home doesn't mean it's the best move for your financial future.

August 10, 2022

Extra Money Lessons for Grads

Your new grad may have learned economic theory, but what about real-world financial management? Here's how to help.

June 08, 2022

Save for retirement

Roth 401(k) to Roth IRA Rollover

Rolling over a Roth 401(k) to a Roth IRA can be a great retirement strategy—if you're eligible.

November 02, 2022 Carrie Schwab-Pomerantz

Using IRA Funds for First Home

Just because you can use IRA funds to buy a first home doesn't mean it's the best move for your financial future.

August 10, 2022

Retirement Without a 401(k)

No 401(k)? Don't let that keep you from saving and investing for retirement. There are ways to create your own retirement plan.

June 16, 2022

4 Major Retirement Risks

There are many unknowns when it comes to planning for retirement. Make sure you have a plan to address the biggest risks.

April 07, 2022

Small Business Retirement Plans

Own a small business? Don't miss out on these opportunities to save for retirement and decrease taxable income.

April 06, 2022

New Investor Questions: Part 3

You've got the basic concepts and tools, so are you ready to invest? Not quite. Read part 3 before you buy.

January 26, 2022

Nonworking Spouse Benefits?

There are ways to build retirement security for a nonworking spouse, but it takes careful planning as a couple.

December 08, 2021

Can I Open a Roth for My Teen?

A custodial IRA can be a great way to teach a teen to save for the future—and manage money wisely in the present.

September 08, 2021

How Much Do I Need To Retire?

How much do you really need to retire?

August 20, 2021

Financial Tips for Teachers

Teachers may have access to a number of unique and valuable benefits to help secure their financial future.

August 04, 2021

Financial literacy for the next generation

Help your loved ones

World Elder Abuse Day

We can all take steps to protect ourselves and our loved ones from financial fraud and exploitation.

June 15, 2022

Helping Mom—or Dad—Financially

Parents may not be comfortable being on the receiving end of financial help, but there's a way to do it tactfully.

May 04, 2022

Leaving a Grandchild Your IRA

Leaving an IRA to your grandchildren can be a great idea, but make sure you pay attention to the details.

November 12, 2021

Retire with confidence

Roth 401(k) to Roth IRA Rollover

Rolling over a Roth 401(k) to a Roth IRA can be a great retirement strategy—if you're eligible.

November 02, 2022 Carrie Schwab-Pomerantz

Suddenly Alone—Getting Help

It's hard to focus on finances after losing a spouse. But there are resources to turn to for help and support.

September 14, 2022

Working Past 65 and Medicare

If you work past age 65, deciding when to enroll in Medicare depends on the size of your employer—and more.

July 27, 2022

Medicare while Traveling

Will Medicare cover you when traveling? It depends not only on where you go but also your type of Medicare policy.

June 22, 2022

4 Major Retirement Risks

There are many unknowns when it comes to planning for retirement. Make sure you have a plan to address the biggest risks.

April 07, 2022