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The personal side of money
Retirement
Medicare while Traveling
Will Medicare cover you when traveling? It depends not only on where you go but also your type of Medicare policy.
Retirement Without a 401(k)
No 401(k)? Don't let that keep you from saving and investing for retirement. There are ways to create your own retirement plan.
Social Security Now or Later?
You don't have to file for Social Security the moment you retire. In fact, most people will benefit by waiting.
4 Major Retirement Risks
There are many unknowns when it comes to planning for retirement. Make sure you have a plan to address the biggest risks.
Gig Workers: Smart Money Moves
As an independent contractor, you're not only your own boss, you're your own CFO. And there's a lot to think about.
Small Business Retirement Plans
Own a small business? Don't miss out on these opportunities to save for retirement and decrease taxable income.
Investing
Impact of Rising Interest Rates
Will rising interest rates affect you personally? Most likely. No need to panic, but best to be aware.
Instead of Panicking, S.T.O.P.
When it comes to investing, our emotions are not our friend. Instead of panicking, S.T.O.P.
Explore more topics
Saving and budgeting
Ready to Buy Your First Home?
There's more to timing your first home purchase than interest rates and prices. Consider these guidelines.
Extra Money Lessons for Grads
Your new grad may have learned economic theory, but what about real-world financial management? Here's how to help.
Special Needs Planning
How can you save and invest for a child with special needs without losing public benefits? Consider a 529 ABLE account.
Say No to Wedding Stress
Despite pricing and social pressures, you can still have a memorable and beautiful wedding without breaking the bank.
Helping Mom—or Dad—Financially
Parents may not be comfortable being on the receiving end of financial help, but there's a way to do it tactfully.
Investing Isn't Black & White
The 2022 Schwab-Ariel Black Investor Survey shows both progress and opportunities for addressing wealth inequality.
Financial Literacy and Teens
We've made progress in teaching our nation's teens about money, but there's much more to do.
Gig Workers: Smart Money Moves
As an independent contractor, you're not only your own boss, you're your own CFO. And there's a lot to think about.
Budget Busters and Boosters
The new year can be the ideal time to give your finances a fresh look—and a fresh start.
Students, Fill out the FAFSA®!
Don't assume you won't qualify for college financial aid; file the FAFSA® early to maximize your opportunities.
Taxes
Is an HSA a Good Deal?
Especially for someone just starting out, contributing to an HSA has benefits that go beyond paying for healthcare.
Are Scholarships Taxable?
Scholarship money is generally tax-free provided the student is a candidate for a degree at an eligible institution and the money is used to pay for qualified expenses.
Tax on Part-Time Rentals?
Renting out a vacation home part-time can mean extra income. But remember, Uncle Sam wants some of it too!
