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You choose a mutual fund portfolio solution. We do the rest.

Our portfolio solutions are automatically rebalanced, helping keep you on track and saving you time.

Combine the power of index investing and asset allocation with Schwab MarketTrack Portfolios®.

These four portfolios offer a choice of asset allocations with varying levels of potential risk.

  • Choice

    Choose the portfolio that best matches your risk level:

    • All Equity Tooltip
    • Growth Tooltip
    • Balanced Tooltip
    • Conservative Tooltip

  • Features

    Diversification – Get an all-in-one mix of investments.

    Automatic rebalancing – We do the work for you.

    No investment minimum

Venn Diagram showing how MarketTrack Portfolios deliver benefits of fundamental index and market-cap index strategies to potentially add diversification Venn Diagram showing how MarketTrack Portfolios deliver benefits of fundamental index and market-cap index strategies to potentially add diversification Venn Diagram showing how MarketTrack Portfolios deliver benefits of fundamental index and market-cap index strategies to potentially add diversification

How it works

The Schwab MarketTrack Portfolios combine Fundamental Index Tooltip and market-cap index strategies Tooltip , each with a different mix of diverse investments allowing you to choose a portfolio that best matches your risk tolerance and goals.

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Get a diversified retirement portfolio with Schwab Target Date Funds.

  • Choice

    Choose from two series of mutual funds.

    • Schwab Target Funds – Composed of passive and active investments from Schwab and third parties.
    • Schwab Target Index Funds – Composed primarily of passive index-based ETFs from Schwab.

  • Features

    Diversification – Get an all-in-one mix of investments.

    Automatic rebalancing – We do the work for you.

    No investment minimum

How it works

What makes target date funds different from other mutual funds is asset rebalancing based on your target date for retirement. As Schwab Asset Management adjusts the fund for you over time, it helps you avoid snap decisions that can affect a savings plan, like buying when markets are rising or selling when they fall.

Chart showing how target date funds provide income into retirement by shifting allocations from equities to fixed income Chart showing how target date funds provide income into retirement by shifting allocations from equities to fixed income Chart showing how target date funds provide income into retirement by shifting allocations from equities to fixed income

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Generate income in retirement with Schwab Monthly Income Funds.

These three portfolios were created to coincide with your retirement income needs.

  • Choice

    Choose your desired payout and growth potential:

    • Maximum Payout Tooltip
    • Enhanced Payout Tooltip
    • Moderate Payout Tooltip

  • Features

    Active fund management – We reallocate as needed to keep you on track.

    Anticipated annual payouts

    No investment minimum

Chart showing that a portfolio with more fixed income and fewer equities may show conservative growth potential, while the inverse may have higher growth potential Chart showing that a portfolio with more fixed income and fewer equities may show conservative growth potential, while the inverse may have higher growth potential Chart showing that a portfolio with more fixed income and fewer equities may show conservative growth potential, while the inverse may have higher growth potential

How it works

Utilizing a fund-of-funds strategy, the Schwab Monthly Income Funds are designed to deliver monthly income and the opportunity for growth. Investors choose the fund that matches their asset allocation needs and let CSIM portfolio managers do the rest.

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Questions? We're ready to help.