Planning & Retirement

Prepare for financial milestones and events

Financial planning

Financial Planning

Using Assets as Collateral

You may be able to use your home or investments to secure lending. Here's what to know before using your assets as collateral.

May 09, 2025

Financial Planning

Prepare for Natural Disasters

Natural disasters happen. Schwab Senior Financial Planner Dan Stanush experienced one firsthand and shares how to prepare your finances in case it happens to you.

May 05, 2025

Debt Management

How to Use Credit Wisely

While some types of credit can help increase net worth, others may be bad for you. Debt itself shouldn't be your only focus. The decision to borrow money matters just as much.

May 01, 2025

College and education

Education

Education Savings Accounts

You have a variety of choices when it comes to saving for your child's education: 529 plans, Coverdell ESAs, and custodial accounts. Let's review your choices.

April 10, 2025

Education

Help Heirs Pay for College

Superfunding a 529 or making direct tuition payments to a university can offer tax advantages, but the key to any strategy is planning.

April 04, 2025

Education

Costly College-Saving Mistakes

A 529 college savings plan offers many advantages, but it can come with some potential pitfalls. Here are five mistakes to avoid.

March 14, 2025

Estate planning

Estate Planning

3 Ways to Pass Down a Home

The pros and cons of different methods for leaving a home to your heirs.

April 15, 2025

Education

Help Heirs Pay for College

Superfunding a 529 or making direct tuition payments to a university can offer tax advantages, but the key to any strategy is planning.

April 04, 2025

Estate Planning

Beneficiary Basics

Designating beneficiaries is a simple way to help protect your estate and avoid probate.

March 28, 2025

Saving for retirement

Saving

Your Nest Is Empty—Now What?

After years of focusing on your kids, it's time to focus on yourself. Here's what empty nesters need to know about planning for their next big milestone: retirement.

April 28, 2025

Retirement

4 Retirement Risks to Avoid

The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.

April 16, 2025

Retirement

Saving Plans: IRA vs. 401(k)

We break down which retirement accounts—IRAs or 401(k)s—may be right for you.

March 28, 2025

In retirement

Financial Planning

Prepare for Natural Disasters

Natural disasters happen. Schwab Senior Financial Planner Dan Stanush experienced one firsthand and shares how to prepare your finances in case it happens to you.

May 05, 2025

Retirement

4 Retirement Risks to Avoid

The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.

April 16, 2025

Stocks

How To Evaluate Dividend Stocks

Dividend stocks can provide income and boost portfolio growth. But don't be blinded by the yield they offer. We'll show you other metrics you might use to evaluate income stocks.

April 15, 2025

Tax planning

Estate Planning

3 Ways to Pass Down a Home

The pros and cons of different methods for leaving a home to your heirs.

April 15, 2025

Tax Planning

Tax-Efficient Investing Plan

Making tax-efficiency part of your investing strategy can help lower your tax bill.

April 09, 2025

Tax Planning

Taxes in Retirement

As you approach and enter your golden years, calculating your tax obligations could be tricky.

March 14, 2025

Explore more topics

Retirement IRA 401(k) Taxes Financial Planning Budgeting Education Estate Planning Health Care Wills

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

Investing involves risk, including loss of principal.

Past performance is no guarantee of future results.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

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