Planning

Prepare for financial milestones and events

Saving for retirement

Life Expectancy in Retirement

A closer look at perhaps the most important assumption of retirement planning: life expectancy.

June 09, 2023

IRA Contribution Rules

What's the maximum IRA contribution? Are IRA contributions tax deductible? What if you contribute too much? Get answers to these questions and others before you open an account.

June 07, 2023

Retirement Savings Tips

Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.

May 22, 2023

In retirement

Demystifying Medicare

Compare your Medicare options and help reduce out-of-pocket costs.

June 10, 2023

Rethinking the 4% Rule

Using a generic rule of thumb to calculate retirement withdrawals isn't nearly as helpful as a spending plan tailored to your situation.

June 09, 2023

Estate Tax and Lifetime Giving

If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes.

May 18, 2023

Taxes

ING Trust Crackdown

Popular for helping to eliminate state taxes on certain assets, incomplete non-grantor (ING) trusts have come under scrutiny by the IRS and certain states' taxing authorities.

June 10, 2023

How Are RSAs Taxed?

Restricted stock awards are typically taxed using their value on the vest date, but you can opt to use the value on the grant date instead. Here's what to consider before you perform a so-called Section 83(b) election.

June 10, 2023

Estate Tax and Lifetime Giving

If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes.

May 18, 2023

College and education

3 Graduation Gift Ideas

Schwab strategists share three ways to help improve the financial standing of your recent grad.

June 08, 2023

Coverdell Savings Accounts

Coverdell Education Savings Accounts can provide more flexible investing options compared to 529 college savings plans.

March 03, 2023

Costly College-Saving Mistakes

A 529 college savings plan offers many advantages, but it can come with some surprising pitfalls. Here are five mistakes to avoid.

March 02, 2023

Estate planning

ING Trust Crackdown

Popular for helping to eliminate state taxes on certain assets, incomplete non-grantor (ING) trusts have come under scrutiny by the IRS and certain states' taxing authorities.

June 10, 2023

Life Insurance Riders

How the addition of life insurance riders can help personalize your policy.

June 09, 2023

How to be a Tax-Smart Donor

Increase your charitable impact while potentially reducing your taxable income.

May 23, 2023