Annuities offer you guaranteed income for life—in any market.

What are annuities?

Annuities are contracts between you and an insurance company that can provide a unique combination of insurance and investment features. Annuities complement other retirement plans and, depending on what type you select, they may provide guaranteed lifetime income, opportunities for tax-deferred growth, guaranteed yield, downside protection, market participation, flexible withdrawals, and legacy protection for your beneficiaries.

  • Schwab's variable annuity fees are 35%—65% below the industry average.¹ 
  • There is a $100,000 minimum for all annuity contracts offered through Schwab.

All guarantees are based on the financial strength and claims-paying ability of the issuing insurance company (not Schwab).

Questions about annuities? Contact an annuity specialist at 866-663-5241.

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Annuities available through Schwab.

Annuity Frequently Asked Questions.

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