Diversification

Diversification is a common risk management strategy. Learn how you can diversify your portfolio by spreading your money between different types of investments within each asset class.

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Portfolio Management

Portfolio Management Checklist

Checking in on your portfolio at least once a year can help you make sure your investments are helping you accomplish your goals. Here's a checklist to see how your portfolio stacks up.

Market Volatility

Volatility: What to Do During Turbulence

Turbulent market conditions can make anyone nervous. Here's what investors should know about dealing with them.

Diversification

Ways to Manage Mega Cap Concentration

When mega cap stocks are dominating the stock market, the case for thoughtful diversification shines.

International

Rate Cuts Support a Brighter 2025

Given the backdrop of monetary policy stimulus, the global economy is poised for growth and international stocks for continued leadership.

Stocks

3 Strategies for Highly Appreciated Stocks

A stock that's experienced substantial growth can be a boon to your portfolio—but also can lead to overconcentration. Here's what to know about managing concentration risk.

Bonds

Will a Maturity Wall Matter for Investors?

High-yield bond issuers face a wall of maturity debt over the next four years. Could it spell trouble for the high-yield bond market?

Investments

Why Smart Investors Know Time Is of the Essence

When putting an investing strategy in place, it can be better to start sooner rather than later. But investors should consider a few critical principles and questions.

Financial Planning

(Bonus) Does Your Portfolio Need Decluttering?

In the spirit of spring cleaning, Susan Hirshman returns for a bonus episode to share helpful methods for decluttering your portfolio.

Portfolio Management

Core Holdings: Passive, Active, or Direct Index?

Find out some of the pros and cons of each strategy.

Diversification

How Correlation Can Dilute Diversification

Positive correlation between stocks and bonds is currently forcing investors to find portfolio diversification elsewhere.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the options disclosure document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request.

With long options, investors may lose 100% of funds invested.

Covered calls provide downside protection only to the extent of premiums received, and prevent any profitability above the strike price of the call.

Cryptocurrency- related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.

Futures, futures options and Forex trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.

Forex trading involves leverage, carries a substantial level of risk, and is not suitable for all investors. Please read the Risk Disclosure for Forex.

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