Asset Allocation

Spreading your investments across different asset classes is a strategy for balancing risk and return in your portfolio. Learn how you can select a mix of stocks, bonds, and cash that aligns with your risk profile. Or explore other investing topics:

Diversification 101: Lessons from My Air Jordans

My Jordan sneaker collection is an example of diversification in your portfolio. Explore why that is important.

What's in Your Portfolio? The Role of Various Asset Classes

Stocks, bonds, commodities, and other asset classes each play a unique role in your portfolio.

Are Crypto and Retirement Savings a Risky Mix?

Some 401(k) plans may soon offer Bitcoin as an investment option. Should you consider cryptocurrencies for your retirement savings?

Too Much Cash? Tips for Reinvesting Your Money

When it comes to long-term growth, cash isn't king. Learn why it might be worth the effort to reinvest your money through portfolio rebalancing and reentering the market gradually.

Phasing Retirement with a Bucket Drawdown Strategy

Learn about the "bucket approach," a drawdown strategy that involves holding three different buckets of money, or separate asset accounts, for retirement.

What's Your Risk Capacity?

It's not how much risk you can stomach that counts—it's how much time you have left to save.