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Welcome USAA Members

You opened a trust services account with USAA to help you achieve your estate planning and investment management goals. If you choose Charles Schwab Trust Company to serve as successor trustee of your trust or Trusteed IRA, or as agent for you in your role as trustee, our dedicated Trust Officers, Trust Investment Officers, Trust Services Consultants, and Financial Consultants will be honored to help you carry your financial and legacy planning forward.

About Schwab

Charles Schwab is honored to work alongside USAA to help its members build their financial futures. Like USAA, we put serving clients at the heart of everything we do. Our shared values mean that you can count on the same level of service, support, and commitment to clients that you’re used to. Whatever your wealth management needs might be, Schwab has the resources and solutions to help.

About Charles Schwab Trust Company

Charles Schwab Trust Company (CSTC) delivers a focused set of trust services that are designed by an investment company for investors to complement Schwab’s overall wealth management capabilities. Our team of trust professionals is client-focused, professional, and committed to a high fiduciary standard, always doing what is right for you and your family. Your dedicated Trust Officer and Trust Investment Officer will partner with you and your family to ensure that your legacy is carried forward for generations to come.

About Charles Schwab Trust Company

Administration services by your dedicated Trust Officer:

  • Income and principal distributions according to the trust document
  • Preparation and filing of fiduciary federal and state income tax returns
  • Accurate and timely accounting, record keeping, and reporting

Investment services by your Trust Investment Officer:

  • Professional investment management of your trust assets
  • Portfolio adjustment to meet changing market demands
  • Education of beneficiaries on investment resources and financial planning

CSTC provides all of the services of a corporate trustee, and your Trust Investment Officer tailors your investment portfolio for Internal Revenue Code compliance and tax-deferred growth.

With CSTC serving as your trust agent, you continue to serve as trustee and retain investment management and oversight authority while your dedicated Trust Officer handles some of the administrative responsibilities such as:

  • Distributions to beneficiaries
  • Bill payment
  • Principal and income accounting
  • Tax preparation support

Next Steps for USAA Members

Next Steps for USAA Members

  • Do you have a Corporate Trustee, Trusteed IRA, or Trust Agency account with USAA?

    If USAA is currently serving as trustee of your trust or Trusteed IRA, or as agent for you in your role as trustee, USAA will communicate directly with you regarding the opportunity to transfer your account to Schwab. While USAA members may select any successor trustee or trust agent, USAA and Charles Schwab Trust Company are working together to provide an easy path to transition your account to Schwab, if desired. USAA will communicate directly with you regarding next steps. Please visit usaa.com/TrustUpdate for more details.

    If you would like to get started transitioning your Trust Agency account to Schwab, you may begin by using this link Schwab One® Trust Account to open an account at Schwab at any time.

    To discuss the services Charles Schwab Trust Company offers as Agent for Trustee and learn how to access Schwab's range of investment and wealth management options, we invite you to call 800-297-4183 and ask to speak with one of our Trust Services Consultants dedicated to serving USAA members. 

    If you are ready to engage Charles Schwab Trust Company to serve as your Agent for Trustee, please complete this form and either email SPTS@schwab.com or fax it to 877-533-2754. 

  • Do you have a Custodial IRA or Investment Agency Account with USAA?

    If you choose Schwab to help you continue to manage your investments, USAA will communicate directly with you to help you transition your Custodial IRA or Investment Agency account to Schwab, where an Investor Development Team member will help you understand Schwab’s range of investment and wealth management options so you can select what is most suitable for you. If you would like to get started transitioning your Custodial IRA or Investment Agency account to Schwab, you may use the links below to open an account at Schwab at any time.

    If you have questions about moving your Custodial IRA or Investment Agency account to Schwab, we invite you to call us at 800-540-9757 and ask to speak with one of our Investor Development Team members dedicated to serving USAA members.

Where can I learn more about Charles Schwab Trust Company?

If you would like more information about Charles Schwab Trust Company, we encourage you to visit our website at PersonalTrust.Schwab.com or call CSTC at 800-297-4183 and ask to speak with one of our Trust Services Consultants dedicated to serving USAA members.

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