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What Is an IRA? | Charles Schwab
Looking for a tax-smart way to save for your future? Find out what an IRA is, what it offers, and how the three main types differ
Spending in Retirement: Beyond the 4% Rule | Charles Schwab
The 4% rule is a common rule of thumb to determine your ideal spending percentage in retirement. Explore personalized retirement spending beyond the 4% rule.
Easy Money? Rate Cuts May Not Ease Borrowing Costs | Charles Schwab
Learn how cutting rates won't necessarily reduce borrowing costs if the market doesn't agree with the timing. It could raise inflation fears, hurting Treasuries.
Dividend Stocks: How to Research & Pick Them | Charles Schwab
Dividend stocks could pump up total returns from your stock portfolio and generate extra income. Read how to research and pick dividend-paying stocks.
Reducing RMDs With QCDs in 2025 | Charles Schwab
A qualified charitable distribution (QCD) can satisfy required minimum distributions (RMDs) and philanthropic goals. Read more about the tax benefits of QCDs.
Potential Long-Term Benefits of Investing HSA Funds | Charles Schwab
Health savings accounts (HSAs) are for more than just routine medical expenses. Learn how to potentially grow your savings tax-free by investing HSA funds.
Option Traders: How Portfolio Margin Works | Charles Schwab
Portfolio margin is available to qualified Schwab clients who have a margin account and meet the requirements. Learn more about what it is, how it works, and the risks involved.
How Much Cash Is Too Much Cash? | Charles Schwab
Today's relatively high yields from savings accounts and other cash investments are tempting, but don't overdo it. Learn if you're holding too much cash.
Set Alerts on thinkorswim® mobile (iPhone) | Charles Schwab
Learn how to set an alert on the thinkorswim® mobile app for iPhone.
Most types of income are taxable, including money you make from a job or self-employment, investment income, unemployment pay, lottery winnings, and many other income sources. Nontaxable income sources include gifts, child support, and life insurance proceeds.