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Todd Elizalde | Financial Consultant in CA | Charles Schwab
Todd Elizalde is a Financial Consultant at Charles Schwab serving Sacramento, CA. Request an appointment or contact us today to speak with a financial consultant.
Using the Sortino Ratio to Gauge Downside Risk | Charles Schwab
The Sortino ratio focuses only on the downside risk of a portfolio, which is what short-term investors may want if they've got a short-term goal. The higher the Sortino ratio, the better the risk-adjusted return.
457(b) vs. 403(b) Retirement Plans | Charles Schwab
Learn about the differences between 457(b) vs. 403(b) and how you might be eligible for this retirement account if you work for public service or the government.
Coping Amid the Crisis: With Guest Laurie Santos | Charles Schwab
What can behavioral science teach us about managing the emotional toll of the coronavirus pandemic?
What's an Index? The Dow®, S&P 500® & Nasdaq Explained | Charles Schwab
You've probably heard about the Dow®, S&P 500®, and Nasdaq—but what does an index actually tell you? Learn why indexes matter to investors.
Long Call vs. Bull Call Spread | Charles Schwab
With so many bullish options strategies to choose from, how might a trader know which is right for their next trade? We'll compare two bullish options strategies in order to assist the prospective trader with the decision-making process.
Are HSAs the New IRAs? | Charles Schwab
Considering investing in a health savings account? Learn how these triple-tax-advantaged accounts could help pay for health care in retirement.
Costly 529 College-Saving Mistakes | Charles Schwab
A 529 college savings plan offers many advantages, but it can come with some surprising pitfalls. Here are five mistakes to avoid. We also discuss rules for 529-Roth conversions.
When it comes to advice, it just might be better to give than to receive.
Why Women Need to Take Control of Their Finances | Charles Schwab
We've come a long way baby, but not far enough. Here's how women can start to take greater financial control—and why it's important.