Modern investment advice means having better choices.
Automated investing that is a simpler, smarter way to invest
Schwab Intelligent Portfolios®
We build, monitor and automatically rebalance a portfolio of low-cost exchange-traded funds. You can get help from a Schwab professional anytime, 24/7.
$5K to start. Pay no advisory fee and no commissions.
Just as if you'd invested on your own, you pay the operating expenses on the ETFs in your portfolio—which includes Schwab ETFs. We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield.
Personal planning and automated investing – a new approach
Schwab Intelligent Advisory™
A way to plan for your financial goals. Our unique approach combines personal advice from a Planning Consultant, who is a CERTIFIED FINANCIAL PLANNER™ professional, with our powerful online planning tool.
$25K to start. No commissions charged. Annual advisory fee is 0.28% of assets enrolled except cash.
Backed by Schwab's Satisfaction Guarantee
Just as if you'd invested on your own, you pay the operating expenses on the ETFs in your portfolio—which includes Schwab ETFs. We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield.
Dedicated financial advice with a personal relationship1
We offer clients the option of a high-touch relationship to help you meet your financial goals. A Schwab Financial Consultant can help you determine the right solution for you, based on your needs.
Schwab Private Client™
We provide you a dedicated team that collaborates with you to create, and adjust a sophisticated strategy, tailored to your goals. You always stay informed and in control.
$500k to start. Fees start at 0.80% and the fee rate decreases at higher asset levels.
Call us at 866-645-4124 or find a local Financial Consultant to speak to.
Backed by Schwab's Satisfaction Guarantee
Schwab Advisor Network®
We'll refer you to an experienced, local independent investment advisor who can offer you personalized attention and specialized guidance.
$500k to start. Fees vary by independent advisor. No charge for referral.
Call us at 877-656-8749 or find a local Financial Consultant to speak to.
Additional Solutions
In addition to the solutions above, we offer Schwab Managed Portfolios and specialized investment solutions to help you meet your specific goals. A Schwab Financial Consultant can help you determine what’s right for you, based on your individual goals and financial situation.
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Schwab Managed Portfolios™
A diversified portfolio of mutual funds or ETFs managed for you by Charles Schwab Investment Advisory, Inc.
$25k to start.
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Managed Account Select®
A separately managed account of individual securities, such as stocks or bonds, managed on your behalf by a professional asset management firm.
$100k to start.
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Windhaven® Strategies
Globally diversified strategies composed primarily of ETFs that strive to capture growth in rising markets while seeking to reduce exposure in declining markets.
$100k to start.
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ThomasPartners® Strategies
Two approaches that strive to deliver a reliable source of income, with the potential for income growth, to help you get to, and through, retirement.
$100k to start.
Need help understanding your options?
Common Questions
- Which investment advice service is right for me?
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Your financial needs are as unique as you are. If you’re not sure which service is right for you, a Schwab Financial Consultant can help. Just call 877-340-1714 or visit your local Schwab branch.
- How much money do I need to get started?
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Investment minimums vary by service, from as little as $5,000 for Schwab Intelligent Portfolios to as much as $500,000 for Schwab Private Client and Schwab Advisor Network.
- What account types are available for investment advice?
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Our services are available in a wide variety of accounts, including individual and joint brokerage; traditional, Roth and rollover IRA; trust and custodial accounts.
- Will I have access to 24/7 customer service?
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Yes, regardless of which service you select, Schwab investment professionals are available to help with your service needs 24/7. You can also access your account from anywhere through Schwab.com and our mobile apps.