FAQs

  • Can I manage my checking account anytime, anywhere3?

    Yes. Use the Schwab Mobile app on your Android or iOS smartphone or tablet...

  • Do I pay ATM fees or account service fees?

    No1. We reimburse any ATM fees you’re charged worldwide...

  • Do I need to open a brokerage account as well?

    Yes8. A checking account linked to a Schwab One brokerage account makes it easy...

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What clients think about our Investor Checking account:

High Yield Investor Checking is rated 4.5 out of 5 by 1331.
Rated 5 out of 5 by from Great account Easy to connect to Schwab to ask questions. Love the ATM fees being reimbursed. Free checks. Adding your external accounts is my favorite feature. Few issues with the external accounts that they hopefully work out soon.
Date published: 2017-12-30
Rated 5 out of 5 by from
Date published: 2017-12-29
Rated 5 out of 5 by from Best financial decision of my 20's. Before the 2009 financial crisis, I picked Schwab for the better than average interest rate on the checking account. Since then, rates for everyone declined, but Schwab is still one of the best. Along the way, I discovered how amazing it is to 1) get ATM fees returned and effectively never pay them, 2) have a hassle-free conversation with an American call center for travel notifications, 3) have a hassle-free and first-time resolution to fraudulent charges, 4) cash checks by taking photos with my smartphone app, 5) avoid foreign transaction fees, and 6) manage investments and retirement accounts in the same website that just works well. Across all aspects of my interactions, Schwab gets it right the first time.
Date published: 2017-12-29
Rated 5 out of 5 by from I handle all transaactions by phone r internet, and the Schwab staff has helped me with all my banking situations. I have been banking with Schwab for over 8 years. and this is the best one I've ever done business with.
Date published: 2017-12-28
Rated 5 out of 5 by from Best Checking Account! No hassle no fees and lots of Extras. I love this account and have recommended to a lot of friends and family. Ended up closing all of my traditional bank checking accounts and haven't looked bad. Minimal tiny down side is can't deposit cash due to no local branches but who cares. If I ever deal with cash I use cash app to get paid and then transfer funds to my Schwab account. I charge everything anyways to earn rewards.
Date published: 2017-12-28
Rated 5 out of 5 by from ATM Refunds / Zero Foreign Transaction Fees I travel frequently and love that I can grab cash from any ATM without worrying about what fees I may be charged. I have had a couple issues (such as my card # being stolen), as with any card, and like that I can call and talk to a real person at any time as well without dealing with onerous wait times.
Date published: 2017-12-27
Rated 5 out of 5 by from Excellent Account I love this account because of its easy accessibility while traveling abroad.
Date published: 2017-12-27
Rated 5 out of 5 by from
Date published: 2017-12-25
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Clients of independent investment advisors: You may also contact your advisor or call Schwab Alliance at 800-515-2157.