What Are Bond Ladders?

November 3, 2022
Watch to learn how to use bond ladders to help lower interest rate risk and generate regular income.
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Find bonds that are right for you.

Schwab Market Perspective: Ups and Downs

Market surprises force investors—and the Federal Reserve—to re-evaluate yet again.

Factors to Consider When Selecting a Bond

How can investors decide which bond best suits their portfolio? Consider these factors.

What's the Difference Between Bonds and Stocks?

Stocks and bonds are very different investments. Learn how bonds differ from stocks as well as how bonds work, including what terms and characteristics are unique to bonds.

This material is intended for informational purposes only and should not be considered a personalized recommendation or investment advice. Investors should review investment strategies for their own particular situations before making any investment decisions.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. 

Investing involves risks, including the loss of principal invested. 

Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.  

A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio. You must perform your own evaluation of whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance, and financial circumstances.

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