Words of Thanks
As 2025 draws to a close, I want to share my sincere thanks with you for continuing to place your trust in Schwab. Our mission is to make a meaningful difference in your financial life, and it's a privilege to serve you and your family.
We're grateful to be where you turn for financial insights and guidance—whether it's through our timely market commentary, live in-person events, or one-on-one guidance from your dedicated financial consultant.
Based on metrics for the first nine months of the year, we're on track to support more than 1.5 billion trades, 2 billion digital logins, and more than 30 million calls in 2025. In addition, we've enhanced our wealth management and banking offerings, expanded access to alternative investments, and launched 24/5 trading. Our "Through Clients' Eyes" strategy remains our North Star as we look ahead to the new year. We'll be here when and where you need us, while expanding our services and capabilities to help you meet your financial goals.
From our Schwab family to yours, we wish you a wonderful holiday season.

Rick Wurster
President & Chief Executive Officer
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This material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities and investment products mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.
Investing involves risk, including loss of principal.