CEO's Note: Momentum With Purpose
At Schwab, we've always prioritized delivering the capabilities that can help our clients take ownership of their financial lives. Looking back on 2026, I'm proud that we've introduced a broad range of products and services to support your needs as you increasingly look to conduct your financial lives in one place at Schwab.
We've built on our wealth management offer with new tax, trust, and estate solutions while also enhancing our lending capabilities. In addition, with the launch of Charley, our AI-powered assistant, we're bringing you the power of artificial intelligence through an experience designed to safely and securely support your needs. We believe our unique combination of people and technology is critical to helping you achieve your financial dreams. That's why we continue to expand our branch network and hire more financial consultants—so we're there for you when and where you need us.
Our acquisition of private securities marketplace Forge Global enables us to broaden our alternative investments offering and expand access to the private market for eligible investors. And Schwab Crypto® allows those who hold and trade digital assets to do so at Schwab.
With the creation of Schwab Teen Investor® accounts, we're helping the next generation of investors learn the financial fundamentals that can last a lifetime.
As we turn the page to a new year, one thing will remain constant: Our "Through Clients' Eyes" strategy will continue to guide us in helping you reach your financial goals.
Rick Wurster
President & Chief Executive Officer
This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for their own particular situation before making any investment or trading decisions.
All expressions of opinion are subject to change without notice in reaction to shifting market, economic, or political conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.
For illustrative purposes only. Individual situations will vary. Not intended to be reflective of results you can expect to achieve.
Investing involves risk, including loss of principal.
Investing in alternative investments is speculative, not suitable for all clients, and generally intended for experienced and sophisticated investors who are willing and able to bear the high economic risks of the investment. Investors should obtain and carefully read the related prospectus or offering memorandum, which will contain the information needed to help evaluate the potential investment and provide important disclosures regarding risks, fees, and expenses.
Forge Global, Inc. ("Forge") is an affiliate of Charles Schwab & Co., Inc. ("Schwab"), Member SIPC. Forge and Schwab are separate but wholly owned subsidiaries of The Charles Schwab Corporation.
This is not an offer of, or a solicitation to subscribe to or purchase, securities.
Only investors who qualify as accredited investors, qualified clients, or qualified purchasers are eligible to invest in private company securities. Private company securities are speculative and illiquid, involving substantial risk of loss, and are appropriate only for those investors who can tolerate a high degree of risk.
Private markets (e.g., private company securities) are highly illiquid, and there is no guarantee that a market will develop for such securities.
Cryptocurrency products and the Schwab Crypto™ account are offered by Charles Schwab Premier Bank, SSB, Member FDIC.
Charles Schwab Premier Bank, SSB and Charles Schwab & Co., Inc. are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation.
Investing in cryptocurrencies involves risk, including the risk of total loss of principal invested.
Cryptocurrencies are highly volatile; are not backed or guaranteed by the bank, any central bank or government; are not deposits; are not FDIC insured; are not SIPC protected; and lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have.
Due to the high level of risk, investors should view digital currencies as a purely speculative instrument. Additional risks apply. View our full risk disclosure at here.
For important information on the Schwab Teen Investor® account, including restrictions and limitations, go to schwab.com/teen-account.