IRA Calculators

Our Schwab IRA calculators can help you get the information and answers you need to inform your financial decisions.

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There are many IRA account types

There are many IRA account types to consider as you plan for retirement, and each works differently depending on your life circumstances and financial goals. Get started by using our Schwab IRA calculators to help weigh your options and compare the different accounts available to you. With our IRA calculators, you can determine potential tax implications, calculate IRA growth, and ultimately estimate how much you can save for retirement.

IRA Calculators

  • Roth vs. Traditional IRA Calculator

    Determine your eligibility for a Roth or Traditional IRA.

  • RMD Calculator

    Estimate your Required Minimum Distributions (RMDs) for a traditional IRA or an Inherited IRA.

  • Roth IRA Conversion Calculator

    See whether converting to a Roth IRA is right for you.

This tax information

This tax information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab recommends that you consult with a qualified tax advisor, CPA, financial planner, or investment manager. Depending on the type of account you have, there are different rules for withdrawals, penalties, and distributions. Please understand these before opening your account.


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