The Charles Schwab Cards from American Express

Charles Schwab AMEX Cards

Charles Schwab Cards from American Express

The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account. Don't have an eligible Schwab account? Now is the perfect time to open a Schwab One® brokerage account.

Being a Schwab investor has never been more rewarding.

Schwab Investor Card® from American Express

No annual fee ¤

Schwab Investor Card from American Express.

Schwab Investor Card® from American Express details

Earn a $200 Statement Credit

 

Earn a $200 Card Statement Credit after spending $1,000 in purchases on your Schwab Investor Card® from American Express in the first 3 months of Card Membership.

 

Terms apply.

No annual fee ¤

 

0% introductory APR on purchases for 6 months starting from the date of account opening. After that, your APR will be a variable rate, 16.24% to 19.24%, based on your creditworthiness and other factors.¤

 

¤ Rates & Fees

Cash back on everyday purchases

 

Earn an unlimited 1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your Card.

24/7 Dining & Events Assistant

 

Your resource to help secure dining and event reservations.

American Express Platinum Card® for Schwab

Annual fee of $695†¤

American Express Platinum Card for Schwab.

American Express Platinum Card® for Schwab details

100,000 Membership Rewards® Points

 

You can earn 100,000 Membership Rewards® points after spending $6,000 in purchases on your American Express Platinum Card® for Schwab in your first 6 months of Card Membership.

Annual fee of $695†¤

 

No foreign transaction fees from American Express when using your Card.‡¤

 

More Ways to Pay

You're in control with more ways to pay. You can choose to: 

  • Pay your bill in full
  • Use the Pay Over Time feature to carry a balance with interest
  • Use Plan Itǂ to select large purchases and split them into monthly payments with a fixed fee¤

 

There is a limit on the total amount that you can carry as a balance or move into a Plan. Any purchases beyond your limit need to be paid in full when your bill is due.ǂ

 

¤ Rates & Fees

Schwab Appreciation Bonus

 

Receive a $100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000 or receive a $200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000, when measured following Card account approval and annually thereafter. Terms and Limitations Apply. For more information on qualifying Schwab holdings, please refer to the FAQs.

 

Membership Rewards® Points

 

Earn one Membership Rewards® point for every eligible dollar you spend.‡

 

Invest with Rewards

 

Use Membership Rewards® points for deposits by Schwab to your eligible brokerage account.

Earn 5X Points

  • 5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via amextravel.com or by calling 800-525-3355.
  • 5X Membership Rewards® points on eligible prepaid hotels booked with American Express Travel, including The Hotel Collection.ǂ

 

$200 Hotel Credit, $200 Airline Fee Credit

 

Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel when you pay with your Platinum Card®.ǂ And if you fly, you can receive up to $200 in statement credits per calendar year after you select one qualifying airline and incidental fees** are charged by the airline to your Platinum Card®.

 

*The Hotel Collection requires a minimum two-night stay.

 

**American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See Airline Fee Credit terms & conditions for more details.ǂ

 

$240 Digital Entertainment Credit

 

Get up to $20 in statement credits each month when you pay for eligible purchases  with the Platinum Card® at participating partners. This can be an annual savings of up to $240. To view participating partners, visit americanexpress.com/platinum. Enrollment required.ǂ

 

Walmart+ Monthly Membership Credit

 

A Walmart+ membership can get you free same-day delivery of groceries from store (where available), free shipping with no order minimum on eligible items shipped by Walmart & more. Use your Platinum Card® from American Express for Schwab to pay for a monthly Walmart+ membership and receive a statement credit for $12.95 (plus taxes, where applicable) that covers the full cost (excluding any Plus Ups) each month. Free Shipping does not include location and freight surcharges.


FAQs

Get answers to frequently asked questions about the American Express Cards for Schwab.

This Card is issued by American Express National Bank. Schwab and American Express National Bank, have partnered together to create the Schwab Investor Card® from American Express, exclusively designed for Schwab investors like you.

 

Please note that Schwab is not involved with any credit decision, or in the approval process, for any applicant for the Card

Individuals 18 years of age or over with a valid U.S. home address (including in the U.S. territories and Puerto Rico) and an eligible Schwab account may apply for a Card account.

 

An eligible account means (1) a Schwab One® or Schwab General Brokerage Account held in your name or in the name of a revocable living trust where you are the grantor and trustee or (2) a Schwab Traditional, Roth or Rollover IRA that is not managed by an independent investment advisor pursuant to a direct contractual relationship between you and such independent advisor.

 

If you don't have an eligible Schwab account, you can open one at Schwab One® or by calling 866-385-1227.

No. You will need to apply and be approved for a new Schwab Investor Card® from American Express account or a new American Express Platinum Card® for Schwab account.