Accounts & Products
Individual Retirement Accounts (IRA)
Opening a Schwab IRA is an easy way to get your retirement savings on track and possibly save on taxes. We’ll help you choose the right Individual Retirement Account and provide the guidance, tools, and resources you need to meet your retirement goals.
Traditional IRA
Key advantage: You may get immediate tax benefits, but you'll have to pay taxes when you take money out in retirement.
- No account service fees.1
- Open online in as little as 15 minutes.
Learn about a Traditional IRA.
Ready to get started? Apply Now
Rollover IRA
Key advantage: Rolling over your plan from a former employer is an easy way to take control of your retirement savings.
- No account service fees.1
- Get start-to-finish rollover help.
Learn about a Rollover IRA.
Ready to get started? Apply Now
Inherited IRA
Have you inherited an IRA or employer-sponsored retirement plan? Find out what you need to know.
Learn about an Inherited IRA.
Call to 866-855-5635 get started.
Custodial IRA
Do you have a child with earned income? Here’s a great way to give them a head start on their retirement savings.
Learn about a Custodial IRA.
Download a Custodial IRA application.
Find out all about IRAs
What is an IRA? Is a Roth conversion right for you? Get answers to your questions about investing for retirement, plus tools and calculators—all to help you build the retirement you want.
1. There are no fees to open or maintain your account. Other fees may apply; please see pricing details.