Individual Retirement Accounts (IRA)
Opening a Schwab IRA is an easy way to get your retirement savings on track and possibly save on taxes. We’ll help you choose the right Individual Retirement Account and provide the guidance, tools, and resources you need to meet your retirement goals.
There are no fees to open or maintain your account. Other account fees, fund expenses, and
brokerage commisions may apply. (Pricing Details.)
Have you inherited an IRA or an employer-sponsored retirement plan account? Find out what you need to know.
Learn about an Inherited IRA.
Call to 866-855-5635 get started.
Find out all about IRAs
A rollover of retirement plan assets to an IRA is not your only option. Carefully consider all of your available options which may include but not be limited to keeping your assets in your former employer's plan; rolling over assets to a new employer's plan; or taking a cash distribution (taxes and possible withdrawal penalties may apply). Prior to a decision, be sure to understand the benefits and limitations of your available options and consider factors such as differences in investment related expenses, plan or account fees, available investment options, distribution options, legal and creditor protections, the availability of loan provisions, tax treatment, and other concerns specific to your individual circumstances.