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Individual Retirement Accounts (IRA)

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Opening a Schwab IRA is an easy way to get your retirement savings on track and possibly save on taxes. We’ll help you choose the right Individual Retirement Account and provide the guidance, tools, and resources you need to meet your retirement goals. 

Traditional IRA

Key advantage: You may get immediate tax benefits, but you'll have to pay taxes when you take money out in retirement.

Ready to get started?
 

Roth IRA

Key advantage: You can get tax benefits later, when you take out your retirement savings tax-free.

Ready to get started?
 

Rollover IRA

Rolling over your plan from a former employer is one way to take control of your retirement savings.
  • Get start-to-finish rollover help
Ready to get started?

There are no fees to open or maintain your account. Other account fees, fund expenses, and
brokerage commissions may apply. (Pricing Details.)

Inherited IRA

Have you inherited an IRA or an employer-sponsored retirement plan account? Find out what you need to know.

Call to 866-855-5635 get started.

Custodial IRA

Do you have a child with earned income? Here’s a great way to give them a head start on their retirement savings.


Photo of woman on individual retirement account page

Understanding IRAs

Get answers to your questions about investing for retirement, plus tools and calculators—all to help you build the retirement you want.






Individual Retirement Account is rated 4.2 out of 5 by 688.
Rated 5 out of 5 by from Good Advice always available Overall, Schwab has a wide variety of mutual funds that are VERY competitive. Add to that the low cost for buying/selling stocks and the good information available to make educated decisions. That is a winning combination to me.
Date published: 2017-07-28
Rated 5 out of 5 by from Best Financial Group!
Date published: 2017-07-28
Rated 5 out of 5 by from Great features! Schwab has met all my requirements for both IRA and Taxable account.
Date published: 2017-07-27
Rated 4 out of 5 by from
Date published: 2017-07-27
Rated 1 out of 5 by from Disastrous Customer Followup / Beware of Bait and Switch tactics
Date published: 2017-07-26
Rated 4 out of 5 by from
Date published: 2017-07-16
Rated 5 out of 5 by from review Helpful, available staff
Date published: 2017-07-15
Rated 5 out of 5 by from consistent performance easy to use and make me see good account for the future.
Date published: 2017-07-15
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