Explore Diya & Ravi's story.*
See how Schwab Wealth Advisory™ could potentially help investors like Diya and Ravi secure funding for a dream home and maintain their current lifestyle as they transition into retirement.

About Diya & Ravi

Meet Diya, a 57-year-old medical professional, and Ravi, a 52-year-old business owner. Married and living in Minnesota, Diya and Ravi were building their dream house and selling a condo at the same time. They were hoping to secure a funding safety net in case the condo closing took longer than expected and also wanted to plan ahead for the rest of their financial future.
As relatively new clients with Schwab Wealth Advisory, Diya and Ravi were hoping to retire soon and had some pressing questions about their investments and tax planning:
- How will they keep funding their new construction build if closing happens before they sell their condo?
- Do they have enough saved that Diya can retire and continue their current lifestyle, especially given that Ravi's business is not producing much income at this point?
- Is their current portfolio set up to support their retirement income properly?
- How can they minimize estate taxes while continuing their charitable giving, given that they live in Minnesota?
Banking and credit management
Diya and Ravi* wanted to secure short-term funding to finish their dream home in case it took longer than expected to sell their current condo.
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Retirement planning
Diya and Ravi* wanted to retire with the ability to maintain their current lifestyle, even without Ravi's business currently generating much income.
Retiring early, confidently.
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Estate planning
Diya and Ravi* wanted to minimize estate taxes while continuing their charitable giving.
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