See how Schwab Wealth Advisory™ can help you pursue your goals.
Explore how we can help build, adjust, and maintain comprehensive wealth management plans to align with every stage of life.
We created these sample scenarios to showcase how Schwab Wealth Advisory could potentially help investors like you pursue their goals.*
How we helped Rose
Rose recently retired. While excited about this next stage of her life, she also had a lot of questions for her Wealth Advisor about her finances and managing her wealth:
- How can I provide a legacy for my children?
- What should I do with my company stock?
- Can I limit what I pay in capital gains tax?
How we helped Diya and Ravi
Diya and Ravi were planning to retire soon and were building their dream home. They were selling their condo and had questions about creating a safety net to cover costs in case the closing took longer than expected:
- Can we maintain our current lifestyle in retirement?
- Is there a way to help minimize estate taxes?
- What options do we have to help cover immediate expenses?
How we helped Gillian and Jack
Gillian and Jack were preparing to retire in the next ten years. They had questions about how to minimize taxes and wanted to better understand how they could approach their investments:
- How should we exercise workplace stock options?
- How can we minimize taxes and maximize deductions?
How we helped Cameron and Eli
Retired and facing rising care needs, Cameron and Eli had questions about creating steady income, planning for future caregiving costs, and leaving a fair legacy:
- How can we create steady retirement income without taking on too much risk?
- What's the best way to plan for future caregiving costs?
- How do we structure our estate to balance family priorities?
How we helped Morgan
A recently retired entrepreneur, Morgan has questions about funding real-estate flips while keeping her portfolio simple, tax-aware, and aligned with long-term goals:
- How can I fund projects and cover living costs between purchases and sales?
- What's the impact of taxes and liability on my overall plan?
- Can I access liquidity without selling long-term investments?
How we helped Demi and Kareem
Engaged and building careers, Demi and Kareem wanted help integrating inherited assets with their shared plans—without derailing grad school, a new practice, or near-term goals:
- How do we use inherited wealth for tuition and startup costs without sacrificing growth?
- What's the right way to structure our finances when we marry?
- Can we buy a home soon while keeping the big picture on track?
How we helped Devon and Mei
Retired in Florida, Devon and Mei had questions about supporting their daughters, simplifying risk, and planning for their legacy and care needs:
- How can we help our daughters without compromising our retirement plan?
- What's the best way to fund our grandchildren's education?
- Should we keep paying long-term care premiums or consider other options?
How we helped Lianne and Luka
After years of equity compensation from their employers, Lianne and Luka had questions about managing concentrated positions, reducing risk, and advancing their giving and estate goals:
- How do we unwind concentrated positions tax-efficiently?
- What strategies let us stay invested while we diversify our investments?
- How can charitable giving and estate planning fit into our long-term plan?
How we helped Javier
A recently retired tech executive with a large, concentrated stock position, Javier wanted to discuss plans for diversifying investments, creating reliable income, and supporting family over time:
- How can I reduce exposure to a concentrated stock in a tax-efficient way?
- What's the right balance of growth and income in retirement?
- How do I set up consistent, tax-aware gifts for family?
Schwab Wealth Advisory ranks #1 in the wealth management category on IBD's 2025 Most Trusted Financial Companies list.
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