Explore our specialized accounts and services.
See our accounts and solutions designed for estate planning, estate management, and inherited wealth.
Find the account type that best fits your estate plan.
Schwab's purpose-built accounts have been created to help with a wide range of estate management needs, like consolidating assets, buying and selling securities, or settling distributions. Our team is here to help match you to the right account and level of service you need.
Call 877-769-8006 to speak with our estate planning team.
Simplified plan management.
Protect and manage your trust account's assets with a Schwab One® trust account. Available for estates of any size and most kinds of trusts, this trust account helps pave the way for easier management and protection of the assets within your trust account after your passing.
Here are some of the many benefits of a Schwab One trust account:
- Enjoy all the features of our popular Schwab One brokerage account.
- Easily manage and consolidate your assets.
- Prepare for the distribution of your assets after your death.
- Decide how your assets are invested.
- Get help with titling of stock certificates and accounts.
- Get 24/7 service and support.
There are no fees to open or maintain your account.
- Monthly service fees: $0
- Account opening minimum: $0
- $0 commissions for online listed stock and ETF trades1
Other fees may apply. Learn more about our fees and minimums.
It's helpful to have the following information on hand before you begin:
- Your Social Security number
- Your driver's license number
- Your employer's name and address (if applicable)
- Statement information for funds you may want to transfer
- The contact information, birth date, and Social Security number of each trustee
Have questions about our Schwab One trust account?
Here are responses to some of the most common questions we hear. If you have any questions about your specific situation that are not answered here, please call us at 800-742-6262.
How do I open this account? It's quick and easy to open a trust account online once you've gathered the required information listed on the Application Checklist.
You may use the online application for revocable trusts, i.e., living trusts, where all grantor(s), current trustee(s), and beneficiary(ies) are the same individual(s), e.g., the husband and wife are the grantors, trustees, and beneficiaries.
Please download the Schwab One Trust Account Application for all other trust types. Or you can always call us at 800-742-6262 for assistance.
- When can I access my account? We'll send you your account number as soon as your completed application is approved. You can use your account number to log in to Schwab.com and manage your account.
- What assets can be placed in a Schwab One trust account? Cash and securities can be placed in trust accounts at Schwab.
Distributions made easy.
Specially created for executors or court-appointed administrators of estates, the Schwab One® estate account helps you manage and distribute an estate's assets, including consolidating assets and accessing cash to pay taxes or cover expenses.
Here are some of the many benefits of a Schwab One estate account:
- Enjoy all the features of our popular Schwab One brokerage account.
- Facilitate the distribution of your estate's financial assets.
- Easily manage your estate's assets, whether you need to consolidate, buy and sell, or access cash to pay taxes.
- Accurately value your estate for IRS purposes.
- Quickly distribute assets to beneficiaries.
- Get help transferring titles to heirs.
- Decide how assets are invested.
- Get 24/7 service and support.
There are no fees to open or maintain your account.
- Monthly service fees: $0
- Account opening minimum: $0
- $0 commissions for online listed stock and ETF trades1
Other fees may apply. Learn more about our fees and minimums.
It's helpful to have the following information on hand before you begin:
- The decedent's full name
- The Tax ID number of the estate
- Statement information for funds you may want to transfer
- The decedent's Schwab account number, if transferring from a Schwab account
- Contact information
- Social Security number
- Employer's name and address (if applicable)
Note: Along with your application, you'll need to submit a copy of your letters testamentary (or letters of administration), certified as currently valid by the court clerk within the past 60 days and bearing the clerk's original signature and seal.
Have questions about our Schwab One estate account?
Here are responses to some of the most common questions we hear. If you have any questions about your specific situation that are not answered here, please call us at 866-232-9890.
- What are the requirements to open this account?
A Schwab One estate account may be opened only if the estate is currently being probated under court supervision and a final decree of distribution has not been entered.
- How do I open this account?
It's quick and easy to open a Schwab One estate account. To get started, download a Schwab One Estate Account Application or call 866-232-9890 for assistance. Note: Along with your application, you'll need to submit a copy of your letters testamentary (or letters of administration), certified as currently valid by the court clerk within the past 60 days and bearing the clerk's original signature and seal.
- When can I access my account?
We'll send you your account number as soon as your completed application is approved. You can use your account number to log in to Schwab.com and manage your account.
Additional estate planning solutions.
Strategic charitable giving.
Maximize your charitable impact with the simple, tax-smart giving solution of a donor-advised fund (DAF) account. Offered by DAFgiving360™, an independent 501(c)(3) public charity, a DAF account may be used to support the causes that matter to you—now or when your support is needed most.
Do I need a corporate trustee?
Given the complexities of managing an estate, you may want to consider having a corporate trustee, like Schwab Personal Trust Services, do it for you. A corporate trustee can provide the expertise, dedicated relationships, investment management, and administration services to help protect and manage your legacy.
Need help with estate planning or a recent inheritance? We're here to support you.
Connect with a Schwab professional for help with your financial situation, no matter how simple or complex.