Advisory Programs Referenced in our Client Relationship Summary

For automated advice from a robo-adviser (with or without financial planning) sponsored by Schwab, where our affiliated investment adviser, Charles Schwab Investment Management, Inc. (CSIM), monitors and makes the investment decisions for you.

Schwab Managed Account Services offers strategies from over 60 investment advisers, sponsored by Schwab, where Charles Schwab Investment Management (CSIM) provides portfolio management for the Windhaven Strategies, ThomasPartners Strategies, Wasmer Schroeder Strategies, Schwab Wealth Portfolios, and Schwab Personalized Indexing Strategies. If your strategy is managed by a third-party investment adviser, you will have received that investment adviser's disclosure brochure.

If you work with an independent adviser and custody your account with Schwab, that adviser provides their firm’s CRS and Disclosure Brochure to you.  If your adviser has selected Schwab's Managed Account Services for your portfolio, we've included links to the relevant sections of Schwab's brochure that you can review for more information. If you have any questions, please reach out to your adviser.

The Program is sponsored by Schwab and CSIM provides portfolio management for the investment strategies.

For complex or specialized needs, a referral to an unaffiliated professional adviser.

For advice and periodic portfolio reviews from a team of professionals at our affiliated investment adviser.

For individualized planning advice in a written financial plan with no monitoring.