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• Understanding Futures Margin | Charles Schwab

  Learn how changes in futures prices affect margin and your account.

• Schwab Bank Direct Deposit Form | Charles Schwab

  To initiate direct deposit into your Schwab Bank account, follow the instructions below.

• Individual 401(k) Contribution Agreement | Charles Schwab

  All participants, including business owners, must complete this Agreement to indicate the elective deferral amount to have withheld from compensation.

• Using the Gold/Silver Ratio to Measure Sentiment | Charles Schwab

  The gold/silver ratio tends to increase amid market uncertainty. It is one of several indicators, like the VIX, that can gauge investor sentiment.

• Deferring Capital Gains Taxes With a 1031 Exchange | Charles Schwab

  A 1031 exchange can help you defer capital gains taxes on one investment property by investing sale proceeds into another. Learn how a 1031 exchange works.

• Retirement Planning for Empty Nesters | Charles Schwab

  After years of focusing on your kids, it's time to focus on yourself. Read more about planning for your next big milestone—retirement—as an empty nester.

• How Much Inheritance Is Too Much? | Charles Schwab

  Passing wealth to the next generation can create security and opportunity, but the amounts and methods for your giving should be informed by the financial skills and goals of the recipients.

• Scan for Stocks with the Stock Hacker Tool | Charles Schwab

  The Stock Hacker scanning tool on the thinkorswim® platform can help traders find potential trade candidates that match their criteria. See how the tool works.

• Traveling? Medicare Might Not Cover You | Charles Schwab

  Does Medicare cover international travel? Discover three ways Medicare can fall short when traveling internationally—and how to fill health care gaps.

• Managing Taxes in Retirement | Charles Schwab

  As you approach and enter your golden years, calculating your tax obligations could be tricky.