Skip to main navigation
Skip to content
Find a Branch
Contact Us
Call
Schwab Brokerage
800-435-4000
Schwab Password Reset
800-780-2755
Schwab Bank
888-403-9000
Schwab Intelligent Portfolios®
855-694-5208
Schwab Trading Services
888-245-6864
Workplace Retirement Plans
800-724-7526
...
More ways to contact Schwab
Chat
Log In
Schwab.com
中文登入
Schwab International
Schwab Advisor Services™
Schwab Intelligent Portfolios®
Schwab Alliance
Schwab Charitable™
Retirement Plan Center
Equity Awards Center®
Schwab 529
Learning Quest® 529
Mortgage & HELOC
Charles Schwab Investment Management (CSIM)
Portfolio Management Services
Open an Account
Accounts & Products
Accounts
Overview
Brokerage and Trading
Brokerage and Trading Account
Types of Brokerage Accounts
What is a Brokerage Account
Retirement and IRAs
Retirement Accounts (IRAs)
Understanding IRAs
Understanding IRAs
Roth vs Traditional
Withdrawals & Distributions
Withdrawals & Distributions
Age 59 & Under
Age 59 1/2 & Above
Required Minimum Distributions
Calculators
IRA Calculators
Roth vs Traditional
Roth IRA Conversion
RMDs
Traditional IRA
Traditional IRA Account
What is a Traditional IRA
Contribution Limits
Withdrawal Rules
Roth IRA
Roth IRA Account
What is a Roth IRA
Contribution Limits
Roth IRA Conversion
Withdrawal Rules
IRA Rollover
IRA Rollover Account
What is a Rollover IRA
Rollover IRA/401K Rollover Options
Combining 401Ks
How to Rollover a 401K
Inherited IRA
Inherited IRA Account
Withdrawal Rules
Custodial IRA
Education and Custodial
Overview
College Savings Calculator
529 Savings Plan
Overview
529 State Tax Calculator
Learning Quest 529 Plan
Education Savings Account
Custodial Account
Overview
Custodial Transfer
Personal Choice Retirement
Small Business
Overview
Small Business Retirement
Overview
Individual 401(k)
SEP IRA
Personal Defined Benefit Plan
Overview
FAQs
SIMPLE IRA
Business 401(k) Plan
Company Retirement Account
More Account Types
Open an Account
Trading & Research
Overview
Trader Offering
Trade Pricing
Platforms and Tools
Overview
Trading Software
Web Trading
Mobile Trading
Order Execution
Schwab Order Execution Advantage™
Order Routing Process
Price Improvement
Retail Execution Quality Statistics
Research
Investment Products
Overview
Mutual Funds
Mutual Funds Overview
Find Mutual Funds
Find Mutual Funds
Investor Information
Build a Portfolio
Invest in a Portfolio Solution
Understanding Mutual Funds
Overview
Benefits and Considerations of Mutual Funds
Costs and Fees of Mutual Funds
ETFs vs. Mutual Funds
Types of Mutual Funds
Types of Mutual Funds
Equity Mutual Funds
Index Mutual Funds
Asset Allocation Mutual Funds
Target Date Mutual Funds
Commodity Mutual Funds
Environmental, Social and Governance (ESG) Mutual Funds
ETFs
Overview
ETFs at Schwab
Overview
Investor Information
Selecting ETFs
Understanding ETFs
Mutual funds vs. ETFs
Benefits of ETFs
ETF Costs & Fees
Types of ETFs
Overview
Sector ETFs
Dividend ETFs
Smart Beta ETFs
Environmental, Social and Governance (ESG) ETFs
Bond ETFs
Commodity ETFs
Currency ETFs
Index Funds
Stocks
Overview
Understanding Stocks
Overview
Over-the-counter (OTC) securities
Master Limited Partnerships (MLPs)
Real Estate Investment Trusts (REITs)
Business Development Companies (BDCs)
International Stocks
Overview
ADRs, Foreign Ordinaries & Canadian Stocks
Options
Overview
How to Trade Options
Understanding Options
Bonds, CDs & Fixed Income
Overview
Fixed Income Products
Individual Bonds
Certificates of Deposit
Bond Funds, Bond ETFs, and Preferred Securities
Selecting Fixed Income
Pricing
Money Market Funds
Cash Solutions
Cryptocurrency
More Investment Products
Banking & Borrowing
Overview
Bank Offerings
Checking
Overview
Schwab Bank Debit Card
FAQs
Savings
Home Loans & Rates
Strategic Borrowing
Credit Cards
Featured Offerings
Overview
Thematic Investing
Schwab Starter Kit™
Schwab Stock Slices™
Schwab Personalized Indexing™
Retirement Income Solutions
Environmental, Social and Governance (ESG) Investing
Advice
Advice Solutions
Overview
Automated Investing
Automated Investing with Guidance
Overview
Compare Solutions
Compare Our Solutions
Compare Us To Others
Resources
An Introduction to Robo-Advice
Robo Advisor Myths
Schwab Wealth Advisory™
More Advice Solutions
Financial Planning
overview
Financial Planning Offering
How Much You Need to Retire
Planning Calculators
Complimentary Plan
Advice Headline
Placeholder
Get more advice >
Advice Headline
Placeholder
Get more advice >
Pricing
Pricing
Overview
Commissions and Fees
Understanding Investment Fees
Transferring Accounts
Overview
Costs and Considerations
OTHER DETAILS
Overview
Client Relationship Summaries
See how we stack up to the competition.
Compare Us >
$0 online listed equity trade commissions + Satisfaction Guarantee.
See our pricing >
Why Schwab
The Schwab Difference
Overview
Why Choose Schwab
Our Satisfaction Guarantee
Our Schwab Security
Overview
Security Knowledge Center
Schwab Security Guarantee
Our Experts
Overview
Meet the experts behind Schwab's investing insights.
Ways to Invest with Us
Overview
Overview
Manage and Trade your Own Investments
Get Automated Investing with Professional Guidance
Plan and Invest with a consultant
How We Compare
Overview
Compare Us to Our Competitors
Evaluate Your Broker
See Our #1 Rankings
More choices. More ways to invest how you want.
Automated investing, professional advice, or trade on your own.
Explore ways to invest >
More choices. More ways to invest how you want.
Automated investing, professional advice or trade on your own.
Explore ways to invest >
Learn
Investing Insights
Overview
Overview
Stocks
Bonds
ETFs
Mutual Funds
Trading
Options
Futures
Perspectives
Overview
Market Commentary
Government Policy
Sectors
International
Retirement
Overview
Saving for Retirement
In Retirement
The Basics
Overview
How to Invest
Overview
Investing Basics
Investing Guide
Investing Principles
Media
Overview
Podcasts
Magazine
Schwab Live Daily
Open an Account
Log In
Find a Branch
Contact Us
Log In
Statement of Financial Condition
Report of independent registered audit firm.