The Charles Schwab Corporation Anti-Money Laundering (AML) Certification Letter

The Charles Schwab Corporation and its subsidiaries (together, the "Company") are committed to supporting the efforts to reduce the threat posed by money laundering and the funding of terrorist activities.

The Company has implemented a risk-based AML Compliance Program designed to comply with AML laws and regulations in the United States, including the Bank Secrecy Act, as amended by the USA PATRIOT Act of 2001, and other applicable laws and regulations relating to the prevention of money laundering and terrorist financing where the Company operates. 

Below is the Company's AML Certification Letter which outlines the Company's AML Compliance Program and applies to the Charles Schwab Corporation and its following subsidiaries:

• Charles Schwab & Co., Inc. (CS&Co.);
• Charles Schwab Bank (CSB);
• Charles Schwab Premier Bank (CSPB);
• Charles Schwab Trust Bank (CSTB);
• Charles Schwab Trust Company (CSTC);
• Charles Schwab Trust Company of Delaware (CSTCD); and
• TD Ameritrade Holding Corporation.