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Brokerage and Trading Account

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Open a Schwab One® brokerage account in just
10 minutes and invest and trade the way you want.

  • Online equity trades1
    + Satisfaction Guarantee2
  • No fees to open or maintain your brokerage account. Other charges may apply3
  • Easy access to financial professionals and investment tools

Take advantage of our most popular investment account

  • Buy and sell stocks, options, bonds, mutual funds, ETFs, and other financial products.4
  • Easily and conveniently manage your account and trading from and the Schwab mobile app.5
  • Get online research, helpful screening and planning tools, plus investing strategy education.
  • Access 24/7 service from our call center and support from one of more than 300 local branches.

Plus get low brokerage fees and no account minimums

  • $0 fees to open and maintain your account. Other account fees, fund expenses, and brokerage commissions may apply.1
  • $0 account minimum.
  • Online equity trades are , regardless of your account balance or how often your trade. Restrictions apply.1

Specialized platforms and support for trading, too

Add the Schwab Trading Services account option at no cost and also receive:

  • Powerful and customizable trading platforms available via web, software, or mobile app.
  • Trading education resources and events designed to hone your skills.
  • Support from dedicated trading specialists accessible 24/7.

Quick answers to related questions

Have questions about this account? Here are responses to some of the most common questions we hear. If you have a specific question, please call us at 800-540-6718.

Ready to get started?

Here’s what you’ll need:

  • Social Security number(s)
  • Driver’s license information
  • Employer’s name and address (if applicable)
  • Statement information for assets or cash you may want to transfer

Need help? Call 866-232-9890.

Schwab One brokerage accounts must have a $100 balance in order to receive a debit card or checks, unless linked to a Schwab Bank High Yield Investor Checking account.

1. Restrictions apply: The standard online $4.95 commission does not apply to foreign stock transactions, large block transactions requiring special handling, or restricted stock transactions (except for vested equity awards issued from an employer or corporate stock plan trades). See the Charles Schwab Pricing Guide for Individual Investors for full fee and commission schedules.

2. If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. ("Schwab"), Charles Schwab Bank ("Schwab Bank"), or another Schwab affiliate, as applicable, will refund any eligible fee related to your concern within the timeframes described below. Two kinds of "Fees" are eligible for this guarantee: (1) Program Fees" for the Schwab Private Client ("SPC"), Schwab Managed Portfolios ("SMP"), Schwab Intelligent Portfolios Premium ("SIP Premium"), and Managed Account Connection ("Connection") investment advisory services sponsored by Schwab (together, the "Participating Services"); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors ("Account Fees") or the Charles Schwab Bank Pricing Guide. Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.

For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by investment advisors affiliated with Schwab: Charles Schwab Investment Advisory, Inc. and Charles Schwab Investment Management, Inc. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIP Premium and Connection services.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time.

3. See the Charles Schwab Pricing Guide for Individual Investors ("the Guide") and any amendments to the Guide for comprehensive details on fees.

4. Account must be approved and funded before trading can occur. Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled Characteristics and Risks of Standardized Options.

5. Requires a wireless signal or mobile connection.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade or maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Charles Schwab & Co., Inc, All rights reserved. Unauthorized access is prohibited. Usage will be monitored.

Compliance Number (0319-94GH)

Schwab One Brokerage Account is rated 4.0 out of 5 by 677.
Rated 5 out of 5 by from Best of the brokerage choices! I have used Schwab since 2004, then partial transfer to another brokerage due to a large sum of cash offering and free trades which wasn't bad, but had problems with the associated bank and a deposit with the brokerage which they did not honor. Tried another one of the big 3 which was not bad but expensive and lacked some very basic features. Also tried the other big brokerage Schwab mainly competes with and was not great at all. Low amount you could withdraw per day from ATM and website was confusing in my opinion, Finally came back to Schwab full time (never stopped using but was #2 brokerage for me) and could not be happier with their total package. If you are thinking of using them, do it! If you are thinking of leaving, grass is not always greener as I found out over a few years! No plans what so ever to use anyone else again! Schwab is the place to be! Using bank & investment account + IRA all in 1 place which makes life really easy! Customer service 2nd to none! Schwab does need few items however. An Income estimator - for dividend investors this is key & 3 other large competitors do have this feature which is essential! Schwab you need to get up to speed with income estimator/tracker! Schwab could also show if you own a security & amount when doing research on their site. Another item could be a better portfolio X-Ray tool like Morning Star or another company offering for your full portfolio review. Sad to see the QPP going away too!
Date published: 2019-02-25
Rated 3 out of 5 by from Poor graphics and information I understand that Money Guide Pro is available to Schwab advisor accounts. It should be available to all accounts or at least to those who have over 500K. I can go to Portfolio Equalizer online and obtain all kinds of graphics. Furthermore Schwab is lacking in reportable format of the performance of each account. No I am not talking about 1-3-5-10 and life of account numbers I am addressing each account information broken out for each year by account. So what did I make in that account last year (independent) information for each account. You need to do more for the long term investor who is not using a paid advisor.
Date published: 2019-02-17
Rated 3 out of 5 by from Meets Requirements but can be Improved Website should allow viewing of all securities in all accounts in one screen. Currently have to review by acct or security type. Also should allow saving of layout preferences, and should allow to bid on bonds by setting limit prices, not just at ask price
Date published: 2019-02-17
Rated 5 out of 5 by from
Date published: 2019-02-14
Rated 5 out of 5 by from Schwab is #1 Whatever I need, they’re always there to accommodate my family & myself
Date published: 2019-02-14
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