Welcome USAA members.

USAA logo

Welcome USAA members.
Take the next step toward your tomorrow with Schwab.

null

Plan and invest with an advisor.

Get personalized advice from a dedicated Financial Consultant1 supported by a team of specialists.

Or call 877-336-5388.

more info

  • A dedicated relationship with a Financial Consultant¹

  • Personalized financial plan to meet your goals

  • Access to our full range of solutions and expertise

  • No charge to work with your Financial Consultant²

Personal support

Looking at finances on an individual level

Opens in popupRead transcript

My first job, I was in 4th grade, and I delivered newspapers. I started working very young. I was a cashier at a restaurant, I was a customer service rep, and I became a nurse because I enjoyed caring for people. Once I became a Financial Consultant, I really could care for my clients.

[Speaking on the phone] “This is Cheri. I’m good. How are you, Joe?”

I think the value that I add to my clients is not just having low expenses, but really getting to know my clients and helping with the big picture. Whether it’s somebody having a baby, getting married, getting divorced, a lot of emotional stuff is tied in with finance.

[Speaking to a client] “Alright, thank you so much for coming in.”

It’s a learning process every time you go into something new. Having twins was a surprise to us. We had no idea. When they were 2-1/2, they weren’t really talking like they should have been. We got a speech therapist to come in, and she had worked in autism before. She suggested that we have Hunter tested, and sure enough, we got the diagnosis and we started therapy. Five, six days a week they were coming to our house. He has done so much work to get to the place that he is today. I think he’s just awesome.

The reason I’ve stayed at Schwab for 14 years is because I really feel that I can do the right things for clients. That’s just who I am. Schwab has the philosophy of Own your tomorrow, and I think it is so true. I think I’ve done that in my own life, and I love assisting clients get from where they are to where they want to be.

Charles Schwab
Own your tomorrow®

Disclosures

Financial Consultants and Branch Managers may only conduct business with residents of the states for which they are properly licensed.

There are eligibility requirements to work with a dedicated Financial Consultant.

Wealth management refers to products and services available through the operating subsidiaries of The Charles Schwab Corporation of which there are important differences including, but not limited to, the type of advice and assistance provided, fees charged, and the rights and obligations of the parties. It is important to understand the differences when determining which products and/or services to select.

Brokerage Products: Not FDIC-Insured · No Bank Guarantee · May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.

All customers/clients appearing in this video are fictitious, are portrayed by actors, and are not Schwab clients.

©2014 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

CS21138-05 (1114-7216) (11/14)

Close

Your dedicated Financial Consultant will get to know you and your needs.

  • They will assist you in creating a financial plan tailored to your financial needs and goals.
  • They are available in-person, over the phone, or by video chat.
  • We are transparent about how our Financial Consultants are incentivized and compensated.  See how our Financial Consultants are compensated.
null

Work together to create a plan to meet your ever-changing goals.

You and your Financial Consultant can create a financial plan that answers all sorts of questions as your life evolves, such as:

  • How much do I really need when I retire?
  • How can I plan for multiple college tuitions?
  • How can I prepare for unexpected life events?

Your go-to-contact for our full range of financial services and expertise.

Your Financial Consultant can help you choose the right level of advice and service based on your goals, and connect you to specialists when you have more complex planning and financial needs, such as trust, estate, and fixed income.2

null null null

At Schwab, there's no cost to work with your Financial Consultant.²

There's no cost whether you're getting assistance in creating your personalized plan, or receiving tailored product recommendations and direct access to our specialists.

  • Pay only for the products and services you choose.

    Your Financial Consultant can help you determine the level of advice, service, and products you need based on your financial goals. You'll only pay for those that you choose, and any costs will be explained to you.

  • How can I get access to a Financial Consultant?

    Dedicated Financial Consultants are generally made available to clients with $250,000 or more in assets at Schwab. Of course, any Schwab client can talk to an investment professional anytime. You can learn about our range of investment management solutions and we'll work with you to determine the right solution for you.

Get to know some of our Financial Consultants.

Focused on you

Opens in popupRead transcript

This was the day I got married, and this is my mom and dad. The wedding was the best day of my life—‘till my kids were born. Becoming a mom was scary. A lot of unknown. I got divorced when they were ages 7 and 5, and it was the hardest thing I’ve ever had to go through. I was working full time, and being a single parent definitely impacted the path that my career took.

When I got into this business 30 years ago, it really was to help people with their financial success, and I have a passion for working with women in transition. I definitely took that on as a personal mission because I could see the value based on what I had gone through.

[Speaking on the phone] “So if you’re OK with that, let me know…”

I deal with women of a lot of different ages shifting their focus to be more involved in their financial matters. They are concerned and looking for somebody to listen to them. I break things down in a way that allow them to see that they can do this on their own.

[Speaking to a client] “Thanks for coming in, Michelle. Good to see you.”

I think I look at my transition the way a lot of women may look at theirs. I think I was a strong capable person when I decided to get married. I think I was a strong capable person when I got divorced. And I think that most people know they'll get through it, but they need people around them to help them. When you partner with a Financial Consultant at Schwab, you get somebody that helps keep you on your path. And when a woman in transition comes through to the other side and understands what’s going on in her financial situation, that’s empowering to me. That motivates me to continue to want to do the work that I do.

Charles Schwab
Own your tomorrow®

Disclosures

Financial Consultants and Branch Managers may only conduct business with residents of the states for which they are properly licensed.

There are eligibility requirements to work with a dedicated Financial Consultant.

Wealth management refers to products and services available through the operating subsidiaries of The Charles Schwab Corporation of which there are important differences including, but not limited to, the type of advice and assistance provided, fees charged, and the rights and obligations of the parties. It is important to understand the differences when determining which products and/or services to select.

Brokerage Products: Not FDIC-Insured · No Bank Guarantee · May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.

All customers/clients appearing in this video are fictitious, are portrayed by actors, and are not Schwab clients.

©2014 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

CS21138-05 (11/14)

Close

Get help taking charge of your financial life.

"I have a passion for working with women through life changes or to take control of their financial life." - Colleen O'Brien

Passion to help

Opens in popupRead transcript

Charles Schwab is the only place I’ve ever worked. It is unusual to be at a company that long, but when you’ve found the right place, you stay.

I was born in Vietnam back in ’74, so it was obviously a turbulent time. My dad actually worked for the American embassy. One day he came home, told my mom the embassy was leaving and we were able to go with him, and then we ended up at Camp Pendleton.

I think one of the most important jobs as a parent is to guide your children. And my parents had a blue-collar job, so we learned about making money stretch. My siblings and I went to really great colleges, and one summer I took this internship at Charles Schwab, and I really enjoyed helping clients with their financial health. So at the end of the internship, I went to school full-time while working at Schwab, and that was 21 years ago.

At Schwab, providing advice is really a passion of mine. I love the relationships that I have with my clients and feeling like I’m part of something bigger, and it’s always been such a warm company. It’s really about making sure that you really understand their underlying goals and objectives because everyone can figure it out. It’s not this unknown. It’s really quite simple if they know the basics and stay on track.

My parents’ values were about family and working hard. It feels good when I look back on all the client interactions that I’ve had. It’s just so rewarding to know that all that time and effort has really paid off.

Charles Schwab
Own your tomorrow®

Disclosures

Financial Consultants and Branch Managers may only conduct business with residents of the states for which they are properly licensed.

There are eligibility requirements to work with a dedicated Financial Consultant.

Wealth management refers to products and services available through the operating subsidiaries of The Charles Schwab Corporation of which there are important differences including, but not limited to, the type of advice and assistance provided, fees charged, and the rights and obligations of the parties. It is important to understand the differences when determining which products and/or services to select.

Brokerage Products: Not FDIC-Insured · No Bank Guarantee · May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.

All customers/clients appearing in this video are fictitious, are portrayed by actors, and are not Schwab clients.

©2014 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

CS21138-05 (11/14)

Close

Dedicated to providing the guidance you need.

"I love the relationship with my clients and feeling like I'm part of something bigger." - Myanh Hoskin


Check the background of our firm and work histories of our Financial Consultants on FINRA's BrokerCheck.

contact

Common questions