A smarter way to bank—plus a $1,000 bonus.

Enjoy seamless integration between your checking and brokerage accounts, plus a limited-time $1,000 cash bonus, when you open and fund a Schwab Bank Investor Checking™ account.1 

Offer ends July 25, 2025.

A limited-time cash bonus $1,000

Here's how to qualify for the bonus:*

Open your account

Open a new Schwab Bank Investor Checking account by July 25, 2025. 

Log in

Fund it

Deposit at least $100,000 in new-to-Schwab funds by August 25, 2025.

Maintain your balance

Keep at least $100,000 in the account through October 25, 2025.

The benefits are worth checking out.

The Schwab Bank Investor Checking account is conveniently linked to a Schwab One® brokerage account, so you get all the features of our award-winning checking account plus the cash management solutions you need in one place, with a single login.

Schwab Bank Investor Checking accounts are FDIC-insured. Schwab One brokerage accounts are not FDIC-insured, are not deposits, and may lose value.

Move money quickly.

Transfer cash between your brokerage and checking accounts in seconds2 and access it instantly for trading and investing.

Ditch the fees.

With no monthly service fees or overdraft fees, you'll have more money to invest.3,4

Travel with confidence.

No foreign transaction fees, unlimited ATM fee rebates for cash withdrawals worldwide,5 and the Schwab Security Guarantee.

7 customer satisfaction trophies

#1 in Customer Satisfaction for Direct Bank Checking Accounts 7 years in a row.

Charles Schwab received the highest score in the checking segment of the J.D. Power 2019–2025 U.S. Direct Banking Satisfaction Studies, which measures overall satisfaction with direct branchless banks. Visit jdpower.com/awards for more details. The J.D. Power 2025 U.S. Direct Banking Satisfaction Study is independently conducted, and the participating firms do not pay to participate. Use of study results in promotional materials is subject to a license fee.

See everything Schwab Bank Investor Checking has to offer.

Learn more : opens in a new window