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Taxes

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The Estate Tax and Lifetime Gifting
by Rande Spiegelman
January 06, 2017

If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes.

Taxes: What's New for 2017?
by Rande Spiegelman
January 04, 2017

Learn more about common tax breaks and this year's inflation adjustments.

Municipal Bond Outlook: What Investors May See in 2017
by Cooper J Howard and Rob Williams
January 03, 2017

Although volatility is likely to increase in early 2017, rising interest rates could lead to higher after-tax yields and potentially attractive entry points for investors.

Changing Conditions: A Bond Market FAQ
by Kathy A Jones
December 13, 2016

Yields have surged and potential changes in taxes, government spending and interest rates could make the bond market more volatile. What does it mean to investors?

Year-End Tax Tips for 2016
by Rande Spiegelman
November 28, 2016

Take control of your taxes and consider these year-end tax tips that could help you come April.

Muni Bonds: Making Sense of the Post-Election Landscape
by Cooper J Howard and Rob Williams
November 22, 2016

The potential for lower taxes and an increase in infrastructure spending could hurt muni prices in the short term, but we still feel they can make sense for high-income earners.

The Importance of Tax-Efficient Investing
by Rande Spiegelman
March 29, 2016

Manage your taxable return with these tax-efficient investing strategies.

Investment Expenses: What's Tax Deductible?
by Rande Spiegelman
March 15, 2016

Take advantage of these deductions if you've incurred investment expenses. 

Get Ready for Tax Season: Start Your 2015 Taxes
by Rande Spiegelman
February 16, 2016

This year taxes aren’t due until April 18, but a head start could save you from troubles and may uncover overlooked deductions.

Year End Tax Tips for 2015
by Rande Spiegelman
November 05, 2015

Take control of your taxes and consider these year-end tax tips that could help you come April.

Giving Wisely
by Charles Schwab
November 21, 2014

Make your charitable giving go further with a donor-advised fund.

A Tax-Smart Approach to Your Cost Basis
by Rande Spiegelman
November 21, 2014

Understand tax rules to keep more of your gains.

Charitable Donations: The Basics of Giving
by Rande Spiegelman
October 29, 2014

Helpful tax tips for your end-of-year charitable contributions, including stock donations.

Tax Implications of Hedging with Options
by Rande Spiegelman
September 02, 2014

Running afoul of certain tax rules could severely limit the effectiveness of your hedging strategy.

Claiming Foreign Taxes: Credit or Deduction?
by Rande Spiegelman
August 22, 2014

If you own foreign investments, you could be paying foreign tax. Claiming a deduction or a credit could prevent double taxation in the U.S.

Can I lower my income tax bill now that I’m retired?
by Carrie Schwab-Pomerantz
July 08, 2014

Completing your tax return every year can be a monumental task. And figuring out how to manage your tax bill takes even more work. It takes long-term planning, short-term decisions, and a solid understanding of tax concepts.

IRA Tax Traps: Know the Rules
by Rande Spiegelman
June 06, 2014

IRAs may offer tax benefits, but unwary investors can end up in a variety of IRA-related tax traps if they don't follow the rules. Here's how to avoid some common pitfalls.

The Financial Side of Remarrying Later in Life
by Carrie Schwab-Pomerantz
May 30, 2014

What to consider before tying the knot.

The Alternative Minimum Tax (AMT)
by Rande Spiegelman
May 21, 2014

There's plenty of mystery around the shadow tax system known as the alternative minimum tax.  

Why You Need an Estate Plan
by Rande Spiegelman
January 29, 2014

Even if your estate is modest, taking care of a few estate-planning basics can help make things easier on your loved ones.

Tax-Loss Harvesting with ETFs
by Michael Iachini
January 27, 2014

Learn how ETFs may help reduce the tax bite on your portfolio.

A Primer on Wash Sales
by Rande Spiegelman
December 06, 2013

What the IRS rule on wash sales might mean for you.

ETFs and Taxes: What You Need to Know
by Michael Iachini
December 06, 2013

Different ETF structures have different tax implications. Learn how to be tax-smart with ETFs and avoid unpleasant surprises.

Commodity ETFs and Schedule K-1: What You Need to Know
by Michael Iachini
June 27, 2013

The fact that commodity ETFs typically generate a K-1 tax form instead of a 1099 is generally no cause for alarm.  

Municipal Revenue Bonds in a Fixed Income Portfolio
by Rob Williams
November 28, 2012

Given continued strains on state and local governments, investors might consider using municipal revenue bonds to help diversify existing portfolios of general obligation bonds.


Investors should consider carefully information contained in the prospectus, including investing objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income and small capitalization securities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.