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Credit & Debt

How Many Credit Cards Do You Really Need?
December 10, 2014

Too many credit cards in your wallet? Be careful how you use them—and how you get rid of them.

Student Loans: Things to Consider Before—and After—You Borrow
October 9, 2013

Student loans can mean future opportunity—or a heap of financial trouble. Weigh the pros and cons before you sign.

Mountain of Debt: What Should You Pay Off First?
May 1, 2013

To get a handle on debt you not only need to prioritize current payments—you need to manage future expenses.

A Short Course in Student Loan Management
February 23, 2011

Making a student loan last takes planning and discipline—just like studying and passing exams. Here's how to apply those skills to managing your money.

Boosting Your Credit Score: A Good Idea (But Not Always Priority No. 1)
December 29, 2010

Improving your credit score is a very worthy goal; building assets for your future is an even better one.

Need to Adjust Your Financial Attitude? Start Here—Now!
December 22, 2010

Getting out of debt is the first step to taking control of your finances. But you can't afford to stop there.

How to Build a Credit Rating—and Keep It High
July 29, 2009

Your credit rating plays a huge role in your ability to get credit—and the rate you’ll pay for credit—and that’s why it’s important to make your credit rating as high as possible.

Is It a Mistake to Cancel a Credit Card?
July 14, 2010

Switching credit cards doesn't necessarily affect your credit rating. It's not the card but how you use it that counts.

Credit Cards for People with Little or No Credit History
February 10, 2010

The 'good' credit cards—those with low rates—go to people with excellent credit history. But how do you build a credit history without a credit card?

Payday Loans Out of Control? Get Help Now.
November 11, 2009

If you're at the point of needing a payday loan, stop right thereand start getting real help right away.

Borrowing from Your 401(k): Is It Ever a Good Idea?
March 12, 2009

If you’re drowning in a sea of credit card debt, should you raid your 401(k) plan?