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Roth IRA

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Here's a tax-smart way to help your retirement savings grow. When you open a Roth IRA, your contributions and any earnings grow tax-free and qualified withdrawals can be taken tax-free. At Schwab, you'll get personal investment guidance and great tools and resources.


What are the fees and commissions?

  • $0 account open or maintenance fees. Other account fees, fund expenses, and brokerage commissions may apply1
  • Minimum required to open an account: $1,0002
  • Commissions: $4.95 per online equity trade;3 $0 per Schwab ETF online trade in your Schwab account4

What do I get when I open a Roth IRA?

Every Schwab account comes with investment help and guidance. With this account, you'll get:

  • Qualified withdrawals can be made tax-free
  • No mandatory withdrawals (unlike a Traditional IRA)
  • Retirement planning tools and resources in Understanding IRAs
  • 24/7 service and support

See client reviews.

Ready to get started?

Need help? Call
866-855-5636.

Take the next step.

  or call 866-855-5636.

Individual Retirement Account is rated 4.2 out of 5 by 626.
Rated 5 out of 5 by from
Date published: 2017-04-17
Rated 5 out of 5 by from Excellent account for service and flexibility. I like being able to call my own investment shots.
Date published: 2017-03-28
Rated 4 out of 5 by from
Date published: 2017-03-17
Rated 4 out of 5 by from Great features Useful information
Date published: 2017-03-16
Rated 4 out of 5 by from
Date published: 2017-03-14
Rated 5 out of 5 by from
Date published: 2016-12-23
Rated 5 out of 5 by from 30+ years of outstanding service, low costs, and reliability Over my working life, I've had 401k accounts with other brokerage/financial institutions. But none have provided the level of service that Charles Schwab has given me for over 3 years. Great customer service, reliable systems, full range of investments, and excellent value.
Date published: 2016-12-22
Rated 5 out of 5 by from easy to navigate At least 15 years of satisfaction
Date published: 2016-12-12
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