• Can I manage my checking account anytime, anywhere3?

    Yes. Use the Schwab Mobile app on your Android or iOS smartphone or tablet...

  • Do I pay ATM fees or account service fees?

    No1. We reimburse any ATM fees you’re charged worldwide...

  • Do I need to open a brokerage account as well?

    Yes8. A checking account linked to a Schwab One brokerage account makes it easy...

See more FAQs

What clients think about our Investor Checking account:

High Yield Investor Checking is rated 4.4 out of 5 by 1059.
Rated 5 out of 5 by from Amazing Account, Please do not change a thing! I got this account before I moved to Europe two years ago. This account has been wonderful. I don't have to pay for ATM fees, I don't have to pay to maintain either account. And today I found out that my online job is switching from PayPal and needs to send the money directly to my account via international wire transfer. My other bank charges $40 to receive it. I called Charles Schwab today and they told me that I can get it sent to my brokerage account for no fee. This account has saved me so much money over the past two years! I'm never banking anywhere else!
Date published: 2017-03-27
Rated 4 out of 5 by from checking and brokerage accounts just opened check and brokerage accounts and very happy. excellent customer service, always available, easy to use on-line account with bill pay. Love the ability to have my bills sent directly to bill pay. Would highly recommend
Date published: 2017-03-23
Rated 2 out of 5 by from Low Interest Rate Lower interest rate than at other online banks
Date published: 2017-03-23
Rated 5 out of 5 by from excellent services. Schwab meets and exceeds all my expectations
Date published: 2017-03-17
Rated 5 out of 5 by from No fee, Go free! Great banking packages without any fee, can withdraw money everywhere in the world for free. The only draw back is that the interface should be designed more similar to commercial banks with less connection to brokerage.
Date published: 2017-03-14
Rated 5 out of 5 by from Great features, security and service! Opened my account a few weeks ago, so far I love it. The app is easy to use, linked my accounts, friendly fast service, always able to speak to a live rep when needed! Highly recommend ! Looking forward to playing with my brokerage account soon!
Date published: 2017-02-13
Rated 5 out of 5 by from Outstanding The customer service is amazing. I've never had an issue that wasn't resolved promptly. Schwab goes way beyond what I've experienced (or even heard of) at any other bank. I'm surprised everyone doesn't have a checking account here.
Date published: 2017-02-11
Rated 5 out of 5 by from No monthly fee, no ATM fee, no limit on int'l wire transfers I never thought I would be writing a review about a bank account, but here I am. I signed up for the High Yield account before I moved overseas. You can access your money from any ATM with no fee, from anywhere in the world. I finally settled in Denmark and purchased property here. With the Schwab account, I was able to wire transfer all my money internationally with only a $25 flat fee. I'm closing my Chase account and never looking back
Date published: 2017-02-10
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Clients of independent investment advisors: You may also contact your advisor or call Schwab Alliance at 800-515-2157.