• Can I manage my checking account anytime, anywhere3?

    Yes. Use the Schwab Mobile app on your Android or iOS smartphone or tablet...

  • Do I pay ATM fees or account service fees?

    No1. We reimburse any ATM fees you’re charged worldwide...

  • Do I need to open a brokerage account as well?

    Yes8. A checking account linked to a Schwab One brokerage account makes it easy...

See more FAQs

What clients think about our Investor Checking account:

High Yield Investor Checking is rated 4.4 out of 5 by 1054.
Rated 5 out of 5 by from Great features, security and service! Opened my account a few weeks ago, so far I love it. The app is easy to use, linked my accounts, friendly fast service, always able to speak to a live rep when needed! Highly recommend ! Looking forward to playing with my brokerage account soon!
Date published: 2017-02-13
Rated 5 out of 5 by from Outstanding The customer service is amazing. I've never had an issue that wasn't resolved promptly. Schwab goes way beyond what I've experienced (or even heard of) at any other bank. I'm surprised everyone doesn't have a checking account here.
Date published: 2017-02-11
Rated 5 out of 5 by from No monthly fee, no ATM fee, no limit on int'l wire transfers I never thought I would be writing a review about a bank account, but here I am. I signed up for the High Yield account before I moved overseas. You can access your money from any ATM with no fee, from anywhere in the world. I finally settled in Denmark and purchased property here. With the Schwab account, I was able to wire transfer all my money internationally with only a $25 flat fee. I'm closing my Chase account and never looking back
Date published: 2017-02-10
Rated 1 out of 5 by from Bad option if you have funds/Excellent one for those who do not If you have any money, you can get much better service from an actual bank. I realized this after a bad customer service experience that Schwab could not or would not resolve. If you don't have investment or cash available, this is a great option as they do not charge fees. But if have investment funds or savings, you can get everything Schwab offer plus much more from a bank. They all have elite accounts that offer personalized customer service and everything that comes with in person banking. (Notary, safe deposit box, free cashier checks etc) Again, if you don't have much available funds, Schwab is a great choice, but if you do, go to the bank!
Date published: 2017-02-03
Rated 5 out of 5 by from Love it! Very happy with our checking account! Even see a little bit of interest!
Date published: 2017-01-13
Rated 5 out of 5 by from Good experience I use Schwab as my back up checking account/savings account. No ATM fees, decent (in today's world) interest, and easy access to putting funds in my brokerage account. I still use snail mail for my statements (which is free) but thinking of going paperless just to eliminate waste. Overall, my experience couldn't be better. Thanks Chuck.
Date published: 2017-01-10
Rated 3 out of 5 by from FREE CHECKING Good for free checking, but "High-yield"??? You must be kidding
Date published: 2016-12-28
Rated 5 out of 5 by from All Around Great Company I initially got a Schwab checking account when I went overseas due to no ATM fees and since then I have recommended Schwab to countless people and will continue to do so. I have been so pleased with how easy it is to do banking with Schwab despite how few actual locations there are. It's pretty unnecessary to even need to go to a physical location. The customer service is also fantastic, which is hard to find with most companies!
Date published: 2016-12-24
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Clients of independent investment advisors: You may also contact your advisor or call Schwab Alliance at 800-515-2157.