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Inherited IRA


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An inherited IRA is created when someone inherits an IRA after the death of the original owner. If you've inherited an IRA or an account in an employee-sponsored retirement plan, consider transferring it to a Schwab Inherited IRA and get one-on-one help and guidance. You'll get all the tax advantages of the IRA, as well as the ability to withdraw funds according to a set schedule over your lifetime.

What are the fees and commissions?

  • $0 account open or maintenance fees. Other account fees, fund expenses, and brokerage commissions may apply1.  Please see the Charles Schwab Pricing Guide for details. 
  • Account Minimum: $1,000
  • Commissions: $4.95 per online equity trade;1 $0 per Schwab ETF online trade in your Schwab account2

What do I get with a Schwab Inherited IRA?

Every Schwab account comes with one-on-one investment help and guidance. With this account, you'll also get:

See client reviews.

Ready to get started?

Call 866-855-5635.

Open a Schwab Inherited IRA today.

Call 866-855-5635 to get started.

See all accounts.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. ETF Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Individual Retirement Account is rated 4.2 out of 5 by 801.
Rated 5 out of 5 by from Unbeatable Schwab is the best in every aspect of business.
Date published: 2017-11-30
Rated 1 out of 5 by from Where is the sell option hiding? No where on this site am I able to find any tab or heading to sell shares. Tons of bloated headings that probably are rarely accessed, but missing one key element - SELL SHARES. Not sure why I'm investing with Schwab if there's no way to get my funds when I need them.
Date published: 2017-11-29
Rated 5 out of 5 by from Schwabmeets all my requirements with care and professionalism
Date published: 2017-11-28
Rated 4 out of 5 by from Using my accounts, since the most recent changes, is very difficult for someone my age.
Date published: 2017-11-28
Rated 5 out of 5 by from comprehensive services The site is easy to use in many respects; transfer beween accounts, buy or sell stock and view positions. Also, it's 7 am pacific time and I got excellent help with a password issue on a Saturday morning. Swab rocks!
Date published: 2017-11-25
Rated 3 out of 5 by from New format of my investments neither user friendly nor helpful. I just logged in. The new format you have introduced is already annoying me, and I do not know how to find out the purchase dates and other germane information I need regarding my quirky and low yielding account. That, added to the impossibility to get anyone to answer the phone is making me wonder why I dont just move my account. I understand the competition out there is vicious, but if you want to help us make informed decisions out here, please try using your products before you foist them on us. Also try calling your company. If you waited 1/2 hour like I have just to ask a simple question, you will also wonder why we remain loyal to Schwab.
Date published: 2017-11-25
Rated 4 out of 5 by from Excellent Service Schwab has met all my needs for Custodial Service, trading and advice.
Date published: 2017-11-24
Rated 5 out of 5 by from Outstanding! great portfolio has exceeded RMD for 9 years since retirement. Financial adviser has been terrific with all questions and advice. No fees for trades or this help is great!
Date published: 2017-11-23
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