Advance Rate Lookup
Access competitive interest rates and exclusive discounts.
Call 888-725-3630 to speak with a Regional Banking Manager about obtaining competitive rates on a Pledged Asset Line® (PAL) or log in to get started.

What assets are eligible as collateral?
Schwab Bank determines eligible collateral for your flexible line of credit, which generally includes:
- Marginable equity securities valued at or above $3/share.
- Most mutual funds and exchange-traded funds.
- Certificates of deposit and cash.
- Many corporate, Treasury, municipal, and government agency bonds.
Retirement assets are not eligible.
Only individual, joint, and trust accounts can be pledged through the online application. Different trusts cannot be pledged together. For all other application types, and any combination of account types, speak with a Regional Banking Manager at 888-725-3630 or talk to your Schwab Financial Professional.
Start a conversation.
Complete the form below and a Schwab Financial Professional will contact you.