Roth IRA Contribution Limits (Tax year 2020)
Single Filers (MAGI) Married Filing Jointly (MAGI) Married Filing Separately (MAGI) Maximum Contribution for individuals under age 50
under $124,000 under $196,000 $0 $6,000
$125,500 $197,000 $1,000 $5,400
$127,000 $198,000 $2,000 $4,800
$128,500 $199,000 $3,000 $4,200
$130,000 $200,000 $4,000 $3,600
$131,500 $201,000 $5,000 $3,000
$133,000 $202,000 $6,000 $2,400
$134,500 $203,000 $7,000 $1,800
$136,000 $204,000 $8,000 $1,200
$137,500 $205,000 $9,000 $600
$139,000 & over $206,000 & over $10,000 & over $0