Schwab Intelligent Portfolios Premium™ for Pinterest.
Robo-advice meets 1:1 professional guidance.
- Our robo-advisor builds, manages, and monitors your portfolio.
- Get unlimited guidance from a CERTIFIED FINANCIAL PLANNER™ professional.
- Pay a 0.24% advisory fee on the assets in your account, excluding cash.

Christina Faulkner
Schwab CFP® Professional
Schwab-brand piano music plays. A young woman in professional attire is seated facing the camera with a light-filled office space behind her.
Onscreen text: Christina Faulkner, CERTIFIED FINANCIAL PLANNER™, Schwab Intelligent Portfolios Premium™
Hi, my name is Christina Faulkner. I am a CERTIFIED FINANCIAL PLANNER™.
Christina is shown in her bright office, sitting at her desk by a window. She is smiling while talking on a headset and looking up something on her computer.
Christina [offscreen]: I love working as a planner, because I get to help people figure out how to get from today to tomorrow.
A view of her computer screen reveals she's in a phone chat with a client.
Christina [offscreen]: Some of the common questions that I get from clients are how am I doing, am I on track towards meeting my goals, and how do I juggle everything.
Christina faces the camera and continues the interview.
Christina: And they're concerned about it. They're trying to figure out how do I do all of these things. How do I pay for the down payment of my home. How do I pay off my student loans, or even save for retirement. That's a lot. With planning, we help them prioritize by first understanding what's most important to you at this point. We help you to see the big picture of what you're trying to accomplish. Let's create a plan on how you get there.
Onscreen text: Schwab Intelligent Portfolios Premium™
Music continues to play.
Onscreen text: Charles Schwab. Own your tomorrow. Investing involves risk including loss of principal. Demo shown is for illustrative purposes only and is not representative of any client, experience, or result. Individual experience will vary.
©2019 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. CC1305585 (0319-95RU)
Introducing automated investing with unlimited guidance from a CERTIFIED FINANCIAL PLANNER™ professional at a special price.
-
Advanced technology. Unlimited guidance.
- Our robo-advisor builds, monitors, and automatically rebalances a diversified portfolio based on your goals.
- Get unlimited 1:1 guidance from a Tooltip interactive planning tools, and a personalized road map for reaching your goals.
- Start with $15,000.
-
Backed by our commitment to keeping costs low.
- Pay a 0.24% advisory fee on the assets in your account, excluding cash.
- You can invest in a portfolio of low-cost Tooltip
- Just as if you’d invested on your own, you will pay the operating expenses on the ETFs in your portfolio, which includes Schwab ETFs™.
-
What else you should know.
- We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield. Tooltip
-
Ready to get started?
Already started? Log in now >
Make investing easier with a portfolio managed with robo-advice technology.
Our advanced algorithm builds, monitors, and automatically rebalances a portfolio of low-cost ETFs so you don’t have to.






Get unlimited 1:1 guidance from a CERTIFIED FINANCIAL PLANNER™ professional.
A CFP® professional can help you prioritize your goals, like saving for college and retirement; create a plan for reaching them; and provide portfolio recommendations in your best interest. You can easily schedule appointments online to meet by phone or video conference at a time that's convenient for you.
Stay organized and on track with digital planning tools.
Create a road map for reaching your financial goals, including saving for college, retirement, or buying a house. See your performance at a glance and see how changes can impact your plans.






Create “what-if” scenarios with the Play Zone®.
Stress-test your plan by adjusting variables like retirement age, saving rates, and lifestyle choices.
What are you afraid of?
See how your financial plan could hold up against changes in variables that are out of your control. View the impact of market cycles, inflation, portfolio returns, long-term care costs, and other unexpected expenses.






Plan for rising college costs.
Explore monthly, yearly, and lump-sum costs and how changes in inflation and market returns can affect your savings efforts.
Simple pricing for advice, plus your satisfaction is guaranteed.
Pay a 0.24% advisory fee on the assets in your account, excluding cash, and you’ll get:
- Unlimited guidance from a CERTIFIED FINANCIAL PLANNERTM professional
- Interactive online planning tools
- Customized road map for reaching your goals
All backed by our Satisfaction Guarantee. If for any reason you’re not completely satisfied, we’ll refund any eligible fee and work with you to make things right.
-
Ready to get started?
Already started? Log in now >
-
Get access everywhere.
Available for Android™ devices and all iOS devices.
Common questions.
Don’t see the answer you need? Call 877-908-9233.
Top five questions.
- Why is it important to have a financial plan?
- What are the benefits of working with a CERTIFIED FINANCIAL PLANNER™ professional?
- How much will I pay?
- How are my equity awards incorporated into Schwab Intelligent Portfolios Premium™?
- What are the planning steps, and what happens next?
Pricing and minimums.
- Schwab Intelligent Portfolios Premium™ at a glance:
- What does a $15,000 minimum mean?
Working with a CERTIFIED FINANCIAL PLANNER™ professional.
- What does a CERTIFIED FINANCIAL PLANNER™ professional do?
- What does it mean to be a CERTIFIED FINANCIAL PLANNER™ professional?
- How do I schedule an appointment with a CERTIFIED FINANCIAL PLANNER™ professional?
- Will I meet with the same CERTIFIED FINANCIAL PLANNER™ professional every time?
- What should I expect during an appointment with a CERTIFIED FINANCIAL PLANNER™ professional?
- How should I prepare for my appointment with a CERTIFIED FINANCIAL PLANNER™ professional?
- How frequently will I meet with a CERTIFIED FINANCIAL PLANNER™ professional?
Financial planning.
- Why is financial planning important?
- What does financial planning include?
Planning tool.
- How do I start creating my plan?
- How long will it take to complete the online planning tool?
- Can I save my information in the online planning tool along the way?
- Is there a way for me to connect to my existing financial accounts automatically?
Portfolios and accounts.
- What types of accounts can I open?
- Can I roll over an old 401(k)?
- How is my portfolio built and managed?
- What is Charles Schwab Investment Advisory, Inc. (CSIA)?
- What are exchange-traded funds, and why are Schwab Intelligent Portfolios® composed of them?
- What is rebalancing, and when does that happen?
- What is tax-loss harvesting?
- What is the Schwab Intelligent Portfolios Sweep Program?
- How do I withdraw funds from my Schwab Intelligent Portfolios Premium™ accounts?
Satisfaction Guarantee.
- Does Schwab offer a guarantee?
Security and privacy.
- How can I be sure my information will be secure and kept private?